Canada's Mortgage Knowledgebase & News
HELOC vs Refinance
HELOC vs refinance in 2026: compare cash flow impact, payments, rates, and risks to decide which home equity option works best for you. ...more
Mortgage Rates
February 25, 2026•2 min read
Breaking Your Mortgage Early
Breaking your mortgage early? Learn about fixed and variable penalties, IRD costs, and strategies Canadian homeowners can use to reduce fees. ...more
Mortgage Rates
February 24, 2026•2 min read
Using Home Equity to Consolidate Debt in 2026
Using home equity to consolidate debt in 2026? Learn how refinancing, HELOCs, and second mortgages can lower interest and simplify payments. ...more
Mortgage Rates
February 23, 2026•2 min read
Refinancing Worth It in February 2026
Is refinancing worth it in February 2026? Learn when refinancing makes sense, costs to consider, and how Canadian homeowners can save interest. ...more
Mortgage Rates
February 20, 2026•2 min read
Mortgage Renewals in 2026
Mortgage renewals in 2026 explained. Learn what’s changed since your last term, including rates, rules, renewal strategies, and lender competition. ...more
Mortgage Rates
February 19, 2026•2 min read
Debt-to-Income Ratios
Learn why debt-to-income ratios matter more during tax season in Canada. Understand GDS, TDS, CRA impacts, and tips to qualify for a mortgage. ...more
Mortgage Rates
February 18, 2026•2 min read
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