Canada's Mortgage Knowledgebase & News
Good Time to Buy an Investment Property
Is December 2025 a good time to buy an investment property in Canada? Learn how rates, rental demand, seller motivation, and year-end timing impact returns. ...more
Mortgage Rates
December 24, 2025•2 min read
Financial Resolutions for Homeowners
Set smart financial resolutions for homeowners heading into 2026. Learn how to optimize your mortgage, reduce debt, improve credit, and build long-term wealth. ...more
Mortgage Rates
December 23, 2025•3 min read
Mortgage Stress Test
Learn what to expect from Canada’s mortgage stress test in 2026. Understand qualification rules, renewals, refinancing, and how lower rates affect approval. ...more
Mortgage Rates
December 22, 2025•3 min read
HELOC vs. Refinancing
Compare HELOC vs refinancing at year-end 2025. Learn which option improves cash flow, lowers payments, consolidates debt, and fits your 2026 goals. ...more
Mortgage Rates
December 19, 2025•3 min read
Tips for Canadian Homebuyers
Boost your mortgage approval chances with year-end credit score tips for Canadian homebuyers. Learn how to manage debt, avoid mistakes, and secure better rates. ...more
Mortgage Rates
December 18, 2025•3 min read
Spending Can Impact Mortgage Approval
Learn how holiday spending can impact mortgage approval. Discover how credit cards, debt ratios, and new credit affect your chances—and how to protect your application. ...more
Mortgage Rates
December 17, 2025•3 min read
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