Canada's Mortgage Knowledgebase & News

Mortgage Rates & Year-End Outlook

Explore Canada’s mortgage rates and year-end outlook. Learn where fixed and variable rates stand, what’s driving trends, and what to expect heading into 2026. ...more

Mortgage Rates

December 31, 20252 min read

Mortgage Rates & Year-End Outlook

First-Time Buyers

Learn what first-time buyers should plan before January 2026. Get tips on pre-approvals, credit, down payments, incentives, and mortgage preparation. ...more

Mortgage Rates

December 30, 20252 min read

First-Time Buyers

Private Mortgages at Year-End

Learn what borrowers should know about private mortgages at year-end 2025. Explore rates, risks, benefits, and when private lending makes sense. ...more

Mortgage Rates

December 29, 20253 min read

Private Mortgages at Year-End

Second Mortgages in Late 2025

Learn when second mortgages make sense in late 2025. Explore rates, risks, debt consolidation uses, and how to access home equity without refinancing. ...more

Mortgage Rates

December 26, 20253 min read

Second Mortgages in Late 2025

Flow Planning for Rental Properties

Learn how to plan rental property cash flow going into 2026. Explore mortgage optimization, budgeting, rental income strategies, and expense planning for investors. ...more

Mortgage Rates

December 25, 20253 min read

Flow Planning for Rental Properties

Good Time to Buy an Investment Property

Is December 2025 a good time to buy an investment property in Canada? Learn how rates, rental demand, seller motivation, and year-end timing impact returns. ...more

Mortgage Rates

December 24, 20252 min read

Good Time to Buy an Investment Property

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