Parama Credit Union
Is Part of RateShop Mortgage's Trusted Canadian Lender Network
Discover the best mortgage rates and lowest mortgage rates in Canada at RateShop. Compare Canada mortgage lending rates from top lenders to secure your ideal home loan deal today.
Parama Credit Union: Unlocking Competitive Mortgage Rates with RateShop Mortgage
About RateShop and Parama Credit Union Partnership
At RateShop, we’re proud to partner with Parama Credit Union to bring you some of the best mortgage rates in Canada. Together, we offer a seamless experience for first-time homebuyers, seasoned investors, and everyone in between. Whether you’re looking for low mortgage rates in Ontario or expert advice on refinancing, our collaboration ensures you get the best deals and personalized service.
Products and Services Offered Through RateShop and Parama Credit Union
Parama Credit Union offers tailored mortgage solutions under both residential and commercial categories:
Residential Mortgages:
Through our partnership with Parama Credit Union, RateShop provides access to a wide range of financial products, including:
Mortgages: Explore fixed-rate and variable-rate mortgages with some of the lowest mortgage rates in Ontario.
Refinancing: Lower your payments with refinancing mortgage loans at competitive rates.
Home Equity Loans: Access up to 80% of your home’s value with a Canada home equity line of credit.
Pre-Approvals: Get preapproved for a mortgage and shop for your dream home with confidence.
Why Choose RateShop and Parama Credit Union for Your Mortgage Needs?
When you choose RateShop and Parama Credit Union, you benefit from:
Competitive Rates: Access the best mortgage rates in Canada, including 5-year fixed rates and variable-rate options.
Expert Advice: Our team of mortgage brokers in Toronto and beyond will guide you every step of the way.
Flexible Solutions: Whether you’re a first-time buyer or refinancing, we tailor solutions to your needs.
Community Focus: Parama Credit Union’s commitment to local communities ensures your money supports meaningful initiatives.
Mortgage Solutions Available Through RateShop and Parama Credit Union
RateShop and Parama Credit Union offer a variety of mortgage options to suit your needs:
Fixed-Rate Mortgages: Lock in a stable rate for up to 5 years with the best Canadian 5-year mortgage rates.
Variable-Rate Mortgages: Benefit from lower interest rates for Canada with flexible terms.
Refinancing: Lower your payments or access equity with refinancing mortgage loans.
Pre-Approvals: Get preapproved for a mortgage and shop with confidence.
We'll find great rates like this one from one or our several lending partners across Canada.
Call Now for a Free Rate Quote
5 Year - Fixed Term from
3.94%
Apply for your Best Rate in minutes.
Everyone's rate is unique.What's yours?
It is our job to get your lowest possible rate. Your rate qualification depends on certain factors, such as credit score and home equity as per regulations.
*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.
Savings and Investment Options Through RateShop and Parama Credit Union
Grow your wealth with competitive savings and investment products, including:
High-Interest Savings Accounts: Earn more on your deposits.
GICs: Secure your savings with guaranteed returns.
TFSAs: Invest tax-free and maximize your earnings.
Our partnership ensures you get the best rates and terms available.
Loans and Financing Solutions Through RateShop and Parama Credit Union
Need a loan? We’ve got you covered with flexible financing options, including:
Personal Loans: For major expenses like home renovations or weddings.
Auto Loans: Affordable financing for your next vehicle.
Business Loans: Support for entrepreneurs and small businesses.
With quick approvals and competitive rates, borrowing has never been easier.
Community Involvement and Social Responsibility
RateShop and Parama Credit Union are committed to giving back to the communities we serve. From sponsoring local events to supporting financial literacy programs, we’re dedicated to making a positive impact.
How to Get Started with RateShop and Parama Credit Union
Getting started is easy! Here’s how:
Contact RateShop: Speak with one of our mortgage brokers in Toronto or your local area.
Explore Options: Compare mortgage rates and Canada to find the best deal.
Apply Online or In-Person: Get preapproved for a mortgage or apply for a loan.
Enjoy Personalized Service: Our team will guide you through every step of the process.
FAQs About RateShop and Parama Credit Union
What are the current mortgage rates in Ontario?
RateShop offers some of the best mortgage rates in Ontario, including 5-year fixed rates and variable-rate options.
Can I refinance my mortgage with RateShop and Parama Credit Union?
Yes! We offer refinancing mortgage loans to help you lower your payments or access equity.
How do I get pre-approved for a mortgage?
Contact RateShop to get preapproved for a mortgage and start your homebuying journey with confidence.
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Contact Information
6 Indell Lane, Brampton ON L6T 3Y3, Canada
Local: 416-827-2626
Toll: 800-725-9946
RateShop Inc. is a Mortgage Brokerage offering lowest mortgage rates to Canadians. We are provincially licensed in the following provinces: Mortgage Brokerage Ontario FSRA #12733, British Columbia BCFSA #MB600776, Alberta RECA #00523056P, Saskatchewan FCAA #00511126, PEI #160622, New Brunswick FCNB #88426, Newfoundland/Labrador. Our Quebec Mortgage Transactions are serviced by Orbis Mortgage Group AMF# 181136.
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