Marathon Mortgage
Is Part of RateShop Mortgage's Trusted Canadian Lender Network
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Marathon Mortgage: Reliable Solutions for Canadian Borrowers
Marathon Mortgage: Reliable Solutions for Canadian Borrowers
Overview of Marathon Mortgage as a Trusted Lender
Marathon Mortgage is a trusted name in Canada’s mortgage industry, offering a wide range of mortgage products to help Canadians achieve their homeownership goals. As part of RateShop Mortgage's Trusted Canadian Lender Network, Marathon Mortgage provides access to some of the best mortgage rates in Canada, making it a top choice for homebuyers. Whether you're looking for Canada mortgage lending rates or specialized mortgage solutions, Marathon Mortgage combines reliability, flexibility, and customer-focused service to meet your needs. With a strong reputation for transparency and support, Marathon Mortgage is a leader in mortgage rates and Canada home financing.
Founded in 2011, Marathon Mortgage Corp. has established itself as a trusted alternative lender in the Canadian market. Specializing in broker-channel lending, Marathon prioritizes offering transparent, innovative, and competitive mortgage products. Its dedication to client service and financial integrity has helped the company grow as a significant player in Canada’s mortgage industry.
Marathon Mortgage Products and Options
Marathon Mortgage offers a variety of mortgage products tailored to suit different financial goals. From fixed-rate mortgages to variable-rate mortgages, Marathon Mortgage ensures flexibility and affordability. First-time homebuyers can benefit from specialized programs, while those looking to refinance the mortgage or access a home owner line of credit will find tailored solutions. Marathon Mortgage also provides brokered mortgage loans through its partnership with RateShop Mortgage, ensuring customers get access to the best mortgage rates in Canada. Whether you need a home loan rates Canada or a home equity line of credit, Marathon Mortgage has you covered.
Residential Mortgages:
Fixed-Rate Mortgages: Stable interest rates for predictable monthly payments.
Variable-Rate Mortgages: Competitive rates that fluctuate with the prime rate.
Insured High-Ratio Mortgages: Designed for buyers with less than 20% down payment, meeting CMHC guidelines.
Conventional Mortgages: Flexible options for borrowers with at least a 20% down payment.
First-Time Buyer Programs: Tailored solutions to help new homeowners.
Competitive Mortgage Rates and Offers
Specialty Programs:
Self-Employed Mortgages: For individuals with non-traditional income sources.
Stated Income Mortgages: Flexible programs for borrowers with unique financial situations.
Alternative Lending Solutions: Ideal for clients with credit challenges or unconventional financial profiles.
Rental Property Mortgages: Financing for investment properties, including multi-unit residences.
Marathon Mortgage is known for offering some of the best mortgage deals in Canada, including low mortgage rates in Ontario and best mortgage rates Ontario Canada. With options like best Canadian 5-year mortgage rates and best mortgage rates Canada 5-year fixed, Marathon Mortgage ensures affordability for long-term home financing. Their posted rate Canada is highly competitive, and customers can often access special promotions or discounts. Whether you're looking for the lowest mortgage rates Ontario Canada or cheap mortgage rates Ontario, Marathon Mortgage stands out as a top lender.
Marathon Mortgage Pre-Approval Process
Getting preapproved for a mortgage with Marathon Mortgage is a straightforward process that helps you understand your budget and strengthens your position as a buyer. The mortgage loan pre-approval process involves submitting financial documents, such as proof of income and credit history, to determine your eligibility. Marathon Mortgage’s pre-approved mortgage lenders team ensures a seamless experience, whether you're a first-time buyer or looking to refinance a mortgage loan. With pre-approval for home loan services, you can shop for your dream home with confidence.
Customer Experience and Support
Marathon Mortgage is committed to providing exceptional customer service, whether you're visiting a branch, using their mobile app, or working with a mortgage broker in Toronto. Their online tools, such as the home mortgage rate calculator, help customers estimate payments and affordability. Marathon Mortgage’s mortgage agents and mortgage brokers Toronto Ontario are available to guide you through every step, from pre-approval mortgage to closing. With a focus on transparency and support, Marathon Mortgage ensures a stress-free mortgage experience.
Marathon Mortgage Calculators and Tools
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It is our job to get your lowest possible rate. Your rate qualification depends on certain factors, such as credit score and home equity as per regulations.
*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.
Marathon Mortgage considers a broad spectrum of borrower profiles:
First-Time Home Buyers: Minimum 5% down payment for insured mortgages and a credit score of 620+.
Salaried Employees: Standard income verification and debt service ratios (GDS ≤ 39%, TDS ≤ 44%).
Self-Employed Borrowers: Alternative documentation, including business income statements and NOAs.
Contract Employees: Demonstrated consistent income over at least two years.
Stated Income Borrowers: Higher down payments (20%+) and strong credit history required.
Marathon Mortgage assesses applicants using the following criteria:
Debt Service Ratios: GDS ≤ 39% and TDS ≤ 44%.
Credit Score: Minimum of 620 for most programs, with flexibility for alternative borrowers.
Income Documentation: Traditional or alternative income verification methods accepted.
Down Payment: Minimum 5% for insured mortgages; 20% for conventional loans.
Property Evaluation: Ensures the property aligns with the mortgage terms and market value.
To apply for a Marathon Mortgage, prepare the following:
Valid government-issued photo identification.
Proof of income (e.g., pay stubs, NOAs, or bank statements).
Recent credit report and history.
Proof of down payment and its source.
Details of the property, such as a purchase agreement.
Marathon Mortgage offers a suite of online tools to help customers make informed decisions. Their home mortgage rate calculator allows you to estimate monthly payments based on mortgage rates Ontario or mortgage rates Quebec Canada. Additionally, their affordability calculator helps you determine how much you can borrow, while their refinancing mortgage loans tool provides insights into potential savings. These resources, combined with expert advice from mortgage agents in Toronto, make Marathon Mortgage a top choice for home financing.
Why Choose Marathon Mortgage Through RateShop Mortgage
Partnering with RateShop Mortgage gives you access to Marathon Mortgage’s best mortgage rates and expert guidance. RateShop Mortgage’s network of mortgage brokers and mortgage brokerage Toronto professionals ensures you get personalized solutions tailored to your needs. Whether you're looking for the best 5-year fixed rate mortgages or need help with refinancing a house loan, RateShop Mortgage simplifies the process. By choosing Marathon Mortgage through RateShop, you benefit from competitive lowest mortgage loan rates and a seamless application process.
Contact a RateShop Broker: Get expert assistance to navigate Marathon’s mortgage options.
Submit Financial Documents: Include income proof, credit history, and asset details.
Pre-Approval Assessment: Marathon evaluates your financial situation and issues a pre-approval valid for 90–120 days.
Begin Home Search: Use your pre-approved amount to explore properties within budget.
Marathon Mortgage Reviews and Testimonials
Customers consistently praise Marathon Mortgage for its competitive mortgage rates best rates and exceptional service. Many highlight the ease of working with mortgage brokers in Toronto Ontario and the lender’s transparent pre-approval for mortgage loan process. Testimonials often mention the benefits of Marathon Mortgage’s home equity line of credit rates and their support during refinancing a mortgage. With high ratings for customer satisfaction, Marathon Mortgage is a trusted choice for best mortgage lenders rates in Canada.
Compare Online Rates: Access live Marathon Mortgage rates on RateShop’s platform.
Broker Expertise: RateShop brokers negotiate competitive rates tailored to your financial profile.
Promotional Offers: Look for exclusive rate discounts and cashback promotions.
Marathon Mortgage offers flexible pre-payment options to help clients reduce interest costs:
Annual Lump-Sum Payments: Pay up to 20% of the original principal annually without penalties.
Monthly Payment Increases: Increase regular payments by up to 20%.
Double-Up Payments: Make additional payments alongside regular ones to accelerate principal repayment.
By partnering with RateShop Mortgages, Marathon Mortgage provides:
Access to Competitive Rates: Secure market-leading rates for your mortgage.
Tailored Products: Flexible solutions to suit diverse borrower needs.
Expert Broker Support: Simplify your mortgage process with guidance from RateShop professionals.
Contact RateShop Mortgages today to learn more about how Marathon Mortgage can help you achieve your homeownership and real estate investment goals!
FAQs About RateShop and Marathon Mortgage
What mortgage products does Marathon Mortgage offer?
Marathon Mortgage offers fixed-rate mortgages, variable-rate mortgages, and refinancing options, catering to first-time homebuyers, investors, and homeowners. They also provide specialized products like cash-back mortgages and home equity lines of credit (HELOCs).
Are Marathon Mortgage's mortgage rates competitive?
Yes, Marathon Mortgage offers competitive mortgage rates, including some of the best 5-year fixed and variable-rate options in Canada. Their rates are tailored to suit various financial needs and goals.
How does Marathon Mortgage's mortgage pre-approval process work?
Marathon Mortgage’s pre-approval process evaluates your income, credit score, and financial history to determine your borrowing capacity. This helps you understand your budget and strengthens your position when making an offer on a home.
What refinancing options does Marathon Mortgage provide?
Marathon Mortgage offers refinancing options to help homeowners lower their interest rates, access home equity, consolidate debt, or fund major expenses like home renovations. Their process is straightforward and customer-friendly.
Why choose Marathon Mortgage through RateShop Mortgage?
RateShop Mortgage connects you with Marathon Mortgage’s competitive rates, expert advice, and a streamlined application process. This partnership ensures you find the best mortgage deals in Canada with ease and confidence.
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6 Indell Lane, Brampton ON L6T 3Y3, Canada
Local: 416-827-2626
Toll: 800-725-9946
RateShop Inc. is a Mortgage Brokerage offering lowest mortgage rates to Canadians. We are provincially licensed in the following provinces: Mortgage Brokerage Ontario FSRA #12733, British Columbia BCFSA #MB600776, Alberta RECA #00523056P, Saskatchewan FCAA #00511126, PEI #160622, New Brunswick FCNB #88426, Newfoundland/Labrador. Our Quebec Mortgage Transactions are serviced by Orbis Mortgage Group AMF# 181136.
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