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Compare rates, calculate your savings, and get pre-approved with expert guidance – serving all provinces, specializing in Ontario, BC, Alberta & Manitoba.

Talk to our Trusted Mortgage Brokers & Get Approved for the Best Mortgage Offers from Banks, Credit Unions & Private Lenders for:

New Home Purchase
Mortgage Renewal & Switch
Refinance & Debt Consolidation
Home Equity Line of Credit
Private 1st & 2nd Mortgage
Commercial Mortgage
USA Mortgage

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Canada's Best Mortgage Rates

Compare Mortgage Rates & Calculate Your Savings Online

Hassle-free Low Mortgage Rates from
Banks, Credit Unions & Private Lenders

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Access Canada's Largest Mortgage Lender Network

Access Canada's Largest Mortgage Lender Network

Trusted Reviews from Real Customers

See why clients love working with us!

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Top 8 Reasons To Get Your Mortgage With RateShop.ca

Best Mortgage Rates. Period.

We feature rock-bottom rates from several banks, credit unions, and lenders plus many exclusive low rates that aren’t available through other brokers or lenders directly.

Same Day File Review

Our service commitment is, we will never sit idle on a file. The day we have your application & documents, we start our review immediately to analyze all our lender offers and suggest the best one for you.

Largest Choice of Lenders

We offer the most comprehensive list of banks, credit unions, monoline lenders you’ll find in Canada. More choice, better rates, greater flexibility and dozens of purchase, refinance, renewal & home equity programs.

Easy Mortgage Approval

Our application searches from 700+ mortgage offers with various terms, rate types, and lending programs from 65+ mortgage lenders in Canada, that finds your best suited rate for your unique situation. Unleash the power of Artificial Intelligence to help you save on your mortgage!

Award-winning Service

We work relentlessly to improve every aspect of our service, from service to transparent lending solutions. We’re proud and humbled by our clients' and lenders' appreciation to vote us their preferred partner. Our mission is to provide the best mortgage offerings & services on the planet.

Customers Love Us

We always tell our clients, it's not just about the rate! Finding a solution that works for you, instead of costs you more in the future is what our mortgage planning is about. In two to three years into the mortgage term, this becomes very apparent. Customers have called us back telling us how our advice saved them money and educated them to manage finances better.

Mortgage Lenders Love Us

As a volume broker, our lender relations are important. That's what gets us great rates, and this is possible because we know the programs, we're fluent in underwriting and we are efficient with approvals. Who & What you know in the industry matters, we understand all bank programs and know where to find you flexibility and rate discounts.

Free Mortgage Rate Monitoring

Stay on top of mortgage savings, rate specials, wealth creation tips & investment opportunities. Breaking news affecting mortgage rates and real estate in Canada. We use our AI technology to compare your rate monthly with available lender offers and find the savings for you.