WE ARE CANADA’S LEADINGAWARD WINNING MORTGAGE BROKERAGE.

  • Reader Choice Award Winning Mortgage Brokerage
  • Canadian Mortgage Professional Magazine 2021Top Brokerage
  • Top Independent Brokerages

Trusted Reviews from Real Customers

See why clients love working with us!

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How it works

Application form to get Lowest Mortgage Rate
Fill Quick 2 Minute Application

Quick Start Your Free Rate Quote

Dozens of lender mortgage rates in under 2 minutes personalized by your transaction type. No credit checks, No strings attached.

RateShop works with mortgage banks, lenders and credit unions across Canada, to secure the best mortgage rates for you.

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Get Approved For Your Lowest Rate

Compare dozens of Lender Rates

Compare your mortgage offers from the lowest rate lenders and review your savings, amortization and type of mortgage options.

Get free unbiased advice to help you land the best mortgage rate and learn about the terms of your new mortgage before signing.

Rateshop
Online Easy Mortgage Approval Experience

Online & Convenient Approvals

Our super low rates are guaranteed, that means we're so confident you're getting the best mortgage rate, $500 on us if you don't.

Enjoy a transparent online approval process and electronic signing at your convenience, no matter where you are.

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Get Funds & Save Thousands Instantly

Real Time Mortgage Tracking

Track of your mortgage approval process to the minute, every step of the way with real-time notifications for every milestone.

Approvals in as little as 24 hours, streamlined closing process, and don't forget that juicy cashback to top it off.

Finally, an unforgettably pleasant experience.

Top Reasons To Get a Mortgage With logo

Best Mortgage Rates. Period.

We feature rock-bottom rates from several banks, credit unions, and lenders plus many exclusive low rates that aren’t available through other brokers or lenders directly.

Same Day File Review

Our service commitment is, we will never sit idle on a file. The day we have your application & documents, we start our review immediately to analyze all our lender offers and suggest the best one for you.

Largest Choice of Lenders

We offer the most comprehensive list of banks, credit unions, monoline lenders you’ll find in Canada. More choice, better rates, greater flexibility and dozens of purchase, refinance, renewal & home equity programs.

Free Mortgage Rate Monitoring

Stay on top of mortgage savings, rate specials, wealth creation tips & investment opportunities. breaking news affecting mortgage rates and real estate in Canada. We use our Ai technology to compare your rate monthly with available lender offers and find the savings for you.

Easy Mortgage Approval

Our application searches from 700+ mortgage rates and promotions to compare your term, rate, and location from 65+ lenders in Canada, that finds your best suited rate for your unique situation and shows you how to save money for you.

Award-winning Service

We work relentlessly to improve every aspect of our service, and we’ve received numerous accolades from our lenders and the mortgage industry awards. Our mission is to provide the best mortgage offerings & services on the planet.

Customers Love Us

We always tell our clients, it's not just about the rate! Finding a solution that works for you, instead of costs you more in the future is what our mortgage planning is about. In two to three years into the mortgage term, this becomes very apparent. Customers have called us back telling us how our advice saved them money and educated them to manage finances better.

Mortgage Lenders Love Us

As a volume broker, our lender relations are important. That's what gets us great rates, and this is possible because we know the programs, we're fluent in underwriting and we are efficient with approvals. Who & What you know in the industry matters, we understand all bank programs and know where to find you flexibility and rate discounts.

Why Choose logo

Compare Rates, Lenders and Your Savings

Compare Rates, Lenders and Your Savings

Unbiased Mortgage Advice to help Financial Growth

Unbiased Mortgage Advice to help Financial Growth

Digital Experience, Guaranteed lowest Rates

100% Digital Experience, Guaranteed lowest Rates

Streamlined Funding Guaranteed, You're covered!

Streamlined Funding Guaranteed, You're covered!

Canada-wide Mortgage Lending

Canada-wide Mortgage Lending

5 Star Rated Service with Discounted Online Rates

Get Best Mortgage Rates in Canada

Canada's Best Mortgage Rates

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Lowest Purchase3-YR Fixed

*rates subject to change, High Ratio Mortgage