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Mortgage Learning Center

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Home renovations are a popular option for homeowners looking to enhance their property value, improve functionality, or simply update their living space. With the fluctuating real estate market condit... ...more

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A Guide to Rental Property Mortgages for Canadian Investors

For those considering entering the rental market, understanding how rental property mortgages work is crucial. This article will guide you through the process, offer tips on financing your first renta... ...more

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How to Negotiate a Better Mortgage Rate in Alberta, Manitoba, or BC

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As the Canadian real estate market continues to evolve, homeownership remains a top priority for many. In the face of fluctuating mortgage rates and provincial market conditions, understanding financi... ...more

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Mortgage Learning Center

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First-Time Homebuyer Guide: Getting the Best Mortgage Rates in Canada

Buying your first home is an exciting milestone, but it can also feel overwhelming, especially when it comes to securing the best mortgage rates. With Canada’s diverse housing market and fluctuating m..

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Canada's Mortgage Rates in 2025: Trends and Predictions

As 2025 begins, the Canadian mortgage market continues to draw attention, with homeowners, buyers, and investors eagerly anticipating the trends that will shape the housing landscape. Understanding mo...

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How to Compare Mortgage Rates in Canada for the Best Deal

When it comes to buying a home in Canada, securing the best mortgage rate is critical to making your investment affordable and financially sustainable. Mortgage rates directly impact monthly payments .

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Understanding Fixed vs. Variable Mortgage Rates in Canada

The decision to choose between fixed and variable mortgage rates is one of the most critical choices Canadian homebuyers face.

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RateShop Inc. is a Mortgage Brokerage offering lowest mortgage rates to Canadians. We are provincially licensed in the following provinces: Mortgage Brokerage Ontario FSRA #12733, British Columbia BCFSA #MB600776, Alberta RECA #00523056P, Saskatchewan FCAA #00511126, PEI #160622, New Brunswick FCNB #88426, Newfoundland/Labrador.

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