People Trust Company
Is Part of RateShop Mortgage's Trusted Canadian Lender Network
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People's Trust Company: Competitive Mortgage Solutions with RateShop
Overview of People's Trust Company
People's Trust Company is a trusted Canadian financial institution offering a wide range of products, including competitive mortgage rates, high-interest savings accounts, and Guaranteed Investment Certificates (GICs). As part of RateShop Mortgage's Trusted Canadian Lender Network, People's Trust provides innovative mortgage solutions tailored to meet the needs of homebuyers and homeowners across Canada. With a focus on transparency and customer satisfaction, People's Trust is a top choice for Canadians seeking the best mortgage rates in Canada and reliable financial services.
People's Trust Mortgage Products
People's Trust Company offers a variety of mortgage products designed to suit different financial goals. Whether you're looking for a fixed-rate mortgage, a variable-rate mortgage, or refinancing options, People's Trust has you covered. Their mortgage solutions are ideal for first-time homebuyers, investors, and homeowners looking to access the best mortgage deals in Canada. With flexible terms and competitive home loan rates Canada, People's Trust ensures you find the right mortgage for your needs.
Competitive Mortgage Rates
People's Trust Company is known for offering some of the lowest mortgage rates in Ontario Canada and across the country. Their current mortgage rates in Ontario are highly competitive, making them a preferred choice for homebuyers. Whether you're looking for the best Canadian 5-year mortgage rates or exploring refinancing a mortgage loan, People's Trust provides affordable and transparent options to help you save on your mortgage.
Savings and Investment Products
In addition to mortgages, People's Trust Company offers high-interest savings accounts and Guaranteed Investment Certificates (GICs). These products are perfect for Canadians looking to save for a down payment or invest their home equity. With competitive interest rates for Canada, People's Trust helps you grow your savings while providing access to flexible mortgage solutions.
Mortgage Pre-Approval Process
Getting preapproved for a mortgage with People's Trust Company is a simple and efficient process. Their mortgage loan pre-approval process involves assessing your income, credit score, and financial history to determine your eligibility. With a pre-approved mortgage loan, you can shop for homes confidently, knowing exactly how much you can afford. People's Trust also offers pre-approval for home loan options, making it easier to secure your dream home at the best mortgage rates in BC Canada.
Refinancing Options with People's Trust
People's Trust Company provides flexible refinancing options to help homeowners access lower rates, consolidate debt, or fund home improvements. Their competitive refinancing mortgage rates and transparent processes make it easy to refinance a mortgage loan or refinance a housing loan. Whether you're looking to lower your monthly payments or tap into your home equity, People's Trust offers tailored solutions to meet your needs.
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*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.
Mortgage Pre-Payment Options
Customers consistently praise People's Trust Company for its competitive mortgage rates best rates, transparent processes, and excellent customer service. Whether you're working with a mortgage broker in Toronto or directly with People's Trust, their team ensures a seamless experience. With glowing reviews for their best mortgage lenders rates, People's Trust continues to be a trusted choice for Canadians seeking reliable mortgage solutions.
Why Choose People's Trust Through RateShop Mortgage
Choosing People's Trust Company through RateShop Mortgage offers numerous advantages, including access to expert advice, competitive home loan rates Canada, and a streamlined application process. RateShop Mortgage simplifies the comparison of mortgage options, helping you find the best mortgage deals in Canada. With People's Trust's innovative products and RateShop's trusted network, you can secure the perfect mortgage solution with confidence and ease.
FAQs About RateShop and People Trust Company
What is People Trust Company, and how do they help Canadian homeowners?
People Trust is an alternative mortgage lender offering flexible home loans for self-employed individuals, new immigrants, and those with non-traditional income or credit challenges.
How do People Trust mortgages differ from bank mortgages?
Unlike banks, People Trust offers easier approval with less strict income and credit requirements. However, interest rates may be higher than those from traditional lenders.
What are the current People Trust mortgage rates and fees?
People Trust mortgage rates vary based on the borrower's profile but are typically higher than prime lenders. Expect additional fees for appraisals, lender fees, and legal costs.
Who qualifies for a People Trust mortgage?
People Trust serves self-employed individuals, new immigrants, and borrowers with low or bad credit who may not qualify for traditional bank mortgages.
How do I apply for a People Trust mortgage?
Check eligibility based on income and credit.
Submit required documents (income proof, property details, credit history).
Get approval and review mortgage terms.
Close the mortgage and receive funding.
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Contact Information
6 Indell Lane, Brampton ON L6T 3Y3, Canada
Local: 416-827-2626
Toll: 800-725-9946
RateShop Inc. is a Mortgage Brokerage offering lowest mortgage rates to Canadians. We are provincially licensed in the following provinces: Mortgage Brokerage Ontario FSRA #12733, British Columbia BCFSA #MB600776, Alberta RECA #00523056P, Saskatchewan FCAA #00511126, PEI #160622, New Brunswick FCNB #88426, Newfoundland/Labrador. Our Quebec Mortgage Transactions are serviced by Orbis Mortgage Group AMF# 181136.
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