Saskatoon Land Transfer Tax Calculator
Saskatchewan does not charge a land transfer tax. You pay title transfer fee instead, which on a typical purchase costs a few hundred dollars rather than several thousand.
Prefilled with the average selling price in Saskatoon, May 2026 (SRA).
Saskatchewan has no first-time buyer rebate on this charge.
0.40% of the purchase price
How Saskatchewan calculates it
Saskatchewan charges a title transfer fee rather than a land transfer tax. At 0.4% it behaves like one on any normal purchase price.
A worked example
On the average selling price of $472,701 in Saskatoon, May 2026.
| Title transfer fee | $1,892.00 |
| Total on $473,000 | $1,892.00 |
Buying is one date. Renewal is the next.
Get notified on best mortgage rates for transfer and refinance to compare your monthly savings.
What this costs you against everything else on closing
Land transfer tax is usually the single largest closing cost, and the one buyers most often forget to budget for. It is due the day you take possession and no lender will finance it.
$1,892
On $473,000
$1,100–$3,000
Lawyer, disbursements, title insurance
$23,650
Statutory minimum on $473,000
Saskatoon land transfer tax questions
How much is land transfer tax in Saskatoon?
On a $473,000 purchase you would pay $1,892.00. The tax is charged in bands, so the effective rate rises with the price — here it works out to 0.40%.
Can I add land transfer tax to my mortgage?
No. It is a closing cost and must be paid in cash on the day you take possession, along with your legal fees and adjustments. Lenders want to see it in your bank account before they will fund — most ask for proof of roughly 1.5% of the purchase price in closing costs on top of your down payment.
Is there a first-time buyer rebate in Saskatchewan?
No. Saskatchewan does not offer a first-time buyer rebate on this charge. Federal programs — the Home Buyers' Plan and the FHSA — still apply.
Does Saskatchewan have a land transfer tax at all?
Saskatchewan charges a title transfer fee rather than a land transfer tax. At 0.4% it behaves like one on any normal purchase price. That difference is real money: the same purchase in Ontario or British Columbia would cost several thousand dollars more on closing day.
When exactly is it due?
Your lawyer or notary collects it as part of your closing funds and remits it when the transfer is registered. It is on your statement of adjustments, due the day you get the keys.
Bracket and rebate figures are taken from saskregistries.ca, checked 22 August 2026, effective 2023-07-29. Price data: average selling price, May 2026, SRA. This calculator is an estimate for planning. Your lawyer or notary produces the binding figure on your statement of adjustments.
Knowing the tax is half of it. Knowing the rate is the other half.
The published rate is where you start. What you are actually offered depends on credit, income, property and loan-to-value — a licensed broker can tell you which, and we can introduce you to one.
