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Updated 2026-08-21

Canadian Mortgage Rates by Term, Type and LTV

Every rate we publish, filtered the way lenders actually price: by term, by type, and by whether your file is insured, insurable or uninsured. Enter your numbers and the board narrows to what you can really get.

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Updated 2026-08-21 · prime 4.95%
726 rates shown

Which shelf are you actually shopping? Enter the numbers and we will filter the board to the rates you can really get.

Loan-to-value 80.0% · insurable

LenderTermCategoryRateAPR
Strive Capital Monoline 5 yr fixed Insured 3.87% 3.93% Get this rate
MCAP Monoline 5 yr fixed Insured 3.88% 3.94% Get this rate
First National Monoline 5 yr fixed Insured 3.89% 3.95% Get this rate
Merix Financial Monoline 5 yr fixed Insured 3.90% 3.96% Get this rate
RFA Mortgage Corporation Monoline 5 yr fixed Insured 3.91% 3.97% Get this rate
CMLS Financial Monoline 5 yr fixed Insured 3.92% 3.98% Get this rate
Strive Capital Monoline 5 yr variablePrime − 1.02% Insured 3.93% 3.98% Get this rate
MCAP Monoline 5 yr variablePrime − 1.01% Insured 3.94% 3.99% Get this rate
First National Monoline 5 yr variablePrime − 1.00% Insured 3.95% 4.00% Get this rate
Merix Financial Monoline 5 yr variablePrime − 0.99% Insured 3.96% 4.01% Get this rate
Strive Capital Monoline 4 yr fixed Insured 3.97% 4.03% Get this rate
Strive Capital Monoline 5 yr fixed Insurable ≤65% 3.97% 4.03% Get this rate
RFA Mortgage Corporation Monoline 5 yr variablePrime − 0.98% Insured 3.97% 4.02% Get this rate
MCAP Monoline 4 yr fixed Insured 3.98% 4.04% Get this rate
MCAP Monoline 5 yr fixed Insurable ≤65% 3.98% 4.04% Get this rate
CMLS Financial Monoline 5 yr variablePrime − 0.97% Insured 3.98% 4.03% Get this rate
First National Monoline 4 yr fixed Insured 3.99% 4.05% Get this rate
First National Monoline 5 yr fixed Insurable ≤65% 3.99% 4.05% Get this rate
Strive Capital Monoline 5 yr fixed Insurable ≤70% 3.99% 4.05% Get this rate
Merix Financial Monoline 4 yr fixed Insured 4.00% 4.06% Get this rate
Equitable Bank Schedule I bank 5 yr fixed Insured 4.00% 4.06% Get this rate
MCAP Monoline 5 yr fixed Insurable ≤70% 4.00% 4.06% Get this rate
Merix Financial Monoline 5 yr fixed Insurable ≤65% 4.00% 4.06% Get this rate
RFA Mortgage Corporation Monoline 4 yr fixed Insured 4.01% 4.07% Get this rate
First National Monoline 5 yr fixed Insurable ≤70% 4.01% 4.07% Get this rate
RFA Mortgage Corporation Monoline 5 yr fixed Insurable ≤65% 4.01% 4.07% Get this rate
Strive Capital Monoline 5 yr fixed Insurable ≤75% 4.01% 4.07% Get this rate
Strive Capital Monoline 3 yr fixed Insured 4.02% 4.08% Get this rate
CMLS Financial Monoline 4 yr fixed Insured 4.02% 4.08% Get this rate
MCAP Monoline 5 yr fixed Insurable ≤75% 4.02% 4.08% Get this rate
Merix Financial Monoline 5 yr fixed Insurable ≤70% 4.02% 4.08% Get this rate
CMLS Financial Monoline 5 yr fixed Insurable ≤65% 4.02% 4.08% Get this rate
DUCA Credit Union Credit union 5 yr fixed Insured 4.02% 4.08% Get this rate
MCAP Monoline 3 yr fixed Insured 4.03% 4.09% Get this rate
First National Monoline 5 yr fixed Insurable ≤75% 4.03% 4.09% Get this rate
RFA Mortgage Corporation Monoline 5 yr fixed Insurable ≤70% 4.03% 4.09% Get this rate
Strive Capital Monoline 5 yr fixed Insurable ≤80% 4.03% 4.09% Get this rate
Meridian Credit Union Credit union 5 yr fixed Insured 4.03% 4.09% Get this rate
Strive Capital Monoline 5 yr variablePrime − 0.92% Insurable ≤80% 4.03% 4.08% Get this rate
First National Monoline 3 yr fixed Insured 4.04% 4.10% Get this rate
Home Trust Trust company 5 yr fixed Insured 4.04% 4.10% Get this rate
MCAP Monoline 5 yr fixed Insurable ≤80% 4.04% 4.10% Get this rate
Merix Financial Monoline 5 yr fixed Insurable ≤75% 4.04% 4.10% Get this rate
CMLS Financial Monoline 5 yr fixed Insurable ≤70% 4.04% 4.10% Get this rate
MCAP Monoline 5 yr variablePrime − 0.91% Insurable ≤80% 4.04% 4.09% Get this rate
Merix Financial Monoline 3 yr fixed Insured 4.05% 4.11% Get this rate
First National Monoline 5 yr fixed Insurable ≤80% 4.05% 4.11% Get this rate
RFA Mortgage Corporation Monoline 5 yr fixed Insurable ≤75% 4.05% 4.11% Get this rate
First National Monoline 5 yr variablePrime − 0.90% Insurable ≤80% 4.05% 4.10% Get this rate
RFA Mortgage Corporation Monoline 3 yr fixed Insured 4.06% 4.12% Get this rate
Merix Financial Monoline 5 yr fixed Insurable ≤80% 4.06% 4.12% Get this rate
CMLS Financial Monoline 5 yr fixed Insurable ≤75% 4.06% 4.12% Get this rate
Equitable Bank Schedule I bank 5 yr variablePrime − 0.89% Insured 4.06% 4.11% Get this rate
Merix Financial Monoline 5 yr variablePrime − 0.89% Insurable ≤80% 4.06% 4.11% Get this rate
CMLS Financial Monoline 3 yr fixed Insured 4.07% 4.13% Get this rate
Strive Capital Monoline 4 yr fixed Insurable ≤65% 4.07% 4.13% Get this rate
RFA Mortgage Corporation Monoline 5 yr fixed Insurable ≤80% 4.07% 4.13% Get this rate
RFA Mortgage Corporation Monoline 5 yr variablePrime − 0.88% Insurable ≤80% 4.07% 4.12% Get this rate
MCAP Monoline 4 yr fixed Insurable ≤65% 4.08% 4.14% Get this rate
National Bank Schedule I bank 5 yr fixed Insured 4.08% 4.14% Get this rate
CMLS Financial Monoline 5 yr fixed Insurable ≤80% 4.08% 4.14% Get this rate
CMLS Financial Monoline 5 yr variablePrime − 0.87% Insurable ≤80% 4.08% 4.13% Get this rate
DUCA Credit Union Credit union 5 yr variablePrime − 0.87% Insured 4.08% 4.13% Get this rate
First National Monoline 4 yr fixed Insurable ≤65% 4.09% 4.15% Get this rate
Strive Capital Monoline 4 yr fixed Insurable ≤70% 4.09% 4.15% Get this rate
Meridian Credit Union Credit union 5 yr variablePrime − 0.86% Insured 4.09% 4.14% Get this rate
Equitable Bank Schedule I bank 4 yr fixed Insured 4.10% 4.16% Get this rate
MCAP Monoline 4 yr fixed Insurable ≤70% 4.10% 4.16% Get this rate
Merix Financial Monoline 4 yr fixed Insurable ≤65% 4.10% 4.16% Get this rate
Equitable Bank Schedule I bank 5 yr fixed Insurable ≤65% 4.10% 4.16% Get this rate
Community Trust Trust company 5 yr fixed Insured 4.10% 4.16% Get this rate
Home Trust Trust company 5 yr variablePrime − 0.85% Insured 4.10% 4.15% Get this rate
First National Monoline 4 yr fixed Insurable ≤70% 4.11% 4.17% Get this rate
RFA Mortgage Corporation Monoline 4 yr fixed Insurable ≤65% 4.11% 4.17% Get this rate
Strive Capital Monoline 4 yr fixed Insurable ≤75% 4.11% 4.17% Get this rate
Strive Capital Monoline 3 yr fixed Insurable ≤65% 4.12% 4.18% Get this rate
MCAP Monoline 4 yr fixed Insurable ≤75% 4.12% 4.18% Get this rate
Merix Financial Monoline 4 yr fixed Insurable ≤70% 4.12% 4.18% Get this rate
CMLS Financial Monoline 4 yr fixed Insurable ≤65% 4.12% 4.18% Get this rate
DUCA Credit Union Credit union 4 yr fixed Insured 4.12% 4.18% Get this rate
Equitable Bank Schedule I bank 5 yr fixed Insurable ≤70% 4.12% 4.18% Get this rate
DUCA Credit Union Credit union 5 yr fixed Insurable ≤65% 4.12% 4.18% Get this rate
MCAP Monoline 3 yr fixed Insurable ≤65% 4.13% 4.19% Get this rate
First National Monoline 4 yr fixed Insurable ≤75% 4.13% 4.19% Get this rate
RFA Mortgage Corporation Monoline 4 yr fixed Insurable ≤70% 4.13% 4.19% Get this rate
Strive Capital Monoline 4 yr fixed Insurable ≤80% 4.13% 4.19% Get this rate
Meridian Credit Union Credit union 4 yr fixed Insured 4.13% 4.19% Get this rate
Meridian Credit Union Credit union 5 yr fixed Insurable ≤65% 4.13% 4.19% Get this rate
First National Monoline 3 yr fixed Insurable ≤65% 4.14% 4.20% Get this rate
Strive Capital Monoline 3 yr fixed Insurable ≤70% 4.14% 4.20% Get this rate
Home Trust Trust company 4 yr fixed Insured 4.14% 4.20% Get this rate
MCAP Monoline 4 yr fixed Insurable ≤80% 4.14% 4.20% Get this rate
Merix Financial Monoline 4 yr fixed Insurable ≤75% 4.14% 4.20% Get this rate
CMLS Financial Monoline 4 yr fixed Insurable ≤70% 4.14% 4.20% Get this rate
Scotiabank Big Six bank 5 yr fixed Insured 4.14% 4.20% Get this rate
Equitable Bank Schedule I bank 5 yr fixed Insurable ≤75% 4.14% 4.20% Get this rate
Home Trust Trust company 5 yr fixed Insurable ≤65% 4.14% 4.20% Get this rate
DUCA Credit Union Credit union 5 yr fixed Insurable ≤70% 4.14% 4.20% Get this rate
National Bank Schedule I bank 5 yr variablePrime − 0.81% Insured 4.14% 4.19% Get this rate
Equitable Bank Schedule I bank 3 yr fixed Insured 4.15% 4.21% Get this rate
MCAP Monoline 3 yr fixed Insurable ≤70% 4.15% 4.21% Get this rate
Merix Financial Monoline 3 yr fixed Insurable ≤65% 4.15% 4.21% Get this rate
First National Monoline 4 yr fixed Insurable ≤80% 4.15% 4.21% Get this rate
RFA Mortgage Corporation Monoline 4 yr fixed Insurable ≤75% 4.15% 4.21% Get this rate
BMO Big Six bank 5 yr fixed Insured 4.15% 4.21% Get this rate
Strive Capital Monoline 5 yr fixed Uninsured 4.15% 4.22% Get this rate
Meridian Credit Union Credit union 5 yr fixed Insurable ≤70% 4.15% 4.21% Get this rate
First National Monoline 3 yr fixed Insurable ≤70% 4.16% 4.22% Get this rate
RFA Mortgage Corporation Monoline 3 yr fixed Insurable ≤65% 4.16% 4.22% Get this rate
Strive Capital Monoline 3 yr fixed Insurable ≤75% 4.16% 4.22% Get this rate
Merix Financial Monoline 4 yr fixed Insurable ≤80% 4.16% 4.22% Get this rate
CMLS Financial Monoline 4 yr fixed Insurable ≤75% 4.16% 4.22% Get this rate
TD Bank Big Six bank 5 yr fixed Insured 4.16% 4.22% Get this rate
Equitable Bank Schedule I bank 5 yr fixed Insurable ≤80% 4.16% 4.22% Get this rate
Home Trust Trust company 5 yr fixed Insurable ≤70% 4.16% 4.22% Get this rate
MCAP Monoline 5 yr fixed Uninsured 4.16% 4.23% Get this rate
DUCA Credit Union Credit union 5 yr fixed Insurable ≤75% 4.16% 4.22% Get this rate
Equitable Bank Schedule I bank 5 yr variablePrime − 0.79% Insurable ≤80% 4.16% 4.21% Get this rate
Community Trust Trust company 5 yr variablePrime − 0.79% Insured 4.16% 4.21% Get this rate
MCAP Monoline 3 yr fixed Insurable ≤75% 4.17% 4.23% Get this rate
Merix Financial Monoline 3 yr fixed Insurable ≤70% 4.17% 4.23% Get this rate
CMLS Financial Monoline 3 yr fixed Insurable ≤65% 4.17% 4.23% Get this rate
DUCA Credit Union Credit union 3 yr fixed Insured 4.17% 4.23% Get this rate
RFA Mortgage Corporation Monoline 4 yr fixed Insurable ≤80% 4.17% 4.23% Get this rate
CIBC Big Six bank 5 yr fixed Insured 4.17% 4.23% Get this rate
First National Monoline 5 yr fixed Uninsured 4.17% 4.24% Get this rate
Meridian Credit Union Credit union 5 yr fixed Insurable ≤75% 4.17% 4.23% Get this rate
First National Monoline 3 yr fixed Insurable ≤75% 4.18% 4.24% Get this rate
RFA Mortgage Corporation Monoline 3 yr fixed Insurable ≤70% 4.18% 4.24% Get this rate
Strive Capital Monoline 3 yr fixed Insurable ≤80% 4.18% 4.24% Get this rate
Meridian Credit Union Credit union 3 yr fixed Insured 4.18% 4.24% Get this rate
National Bank Schedule I bank 4 yr fixed Insured 4.18% 4.24% Get this rate
CMLS Financial Monoline 4 yr fixed Insurable ≤80% 4.18% 4.24% Get this rate
National Bank Schedule I bank 5 yr fixed Insurable ≤65% 4.18% 4.24% Get this rate
Home Trust Trust company 5 yr fixed Insurable ≤75% 4.18% 4.24% Get this rate
Merix Financial Monoline 5 yr fixed Uninsured 4.18% 4.25% Get this rate
DUCA Credit Union Credit union 5 yr fixed Insurable ≤80% 4.18% 4.24% Get this rate
Strive Capital Monoline 5 yr variablePrime − 0.77% Uninsured 4.18% 4.23% Get this rate
DUCA Credit Union Credit union 5 yr variablePrime − 0.77% Insurable ≤80% 4.18% 4.23% Get this rate
Home Trust Trust company 3 yr fixed Insured 4.19% 4.25% Get this rate
MCAP Monoline 3 yr fixed Insurable ≤80% 4.19% 4.25% Get this rate
Merix Financial Monoline 3 yr fixed Insurable ≤75% 4.19% 4.25% Get this rate
CMLS Financial Monoline 3 yr fixed Insurable ≤70% 4.19% 4.25% Get this rate
RFA Mortgage Corporation Monoline 5 yr fixed Uninsured 4.19% 4.26% Get this rate
Meridian Credit Union Credit union 5 yr fixed Insurable ≤80% 4.19% 4.25% Get this rate
MCAP Monoline 5 yr variablePrime − 0.76% Uninsured 4.19% 4.24% Get this rate
Meridian Credit Union Credit union 5 yr variablePrime − 0.76% Insurable ≤80% 4.19% 4.24% Get this rate
First National Monoline 3 yr fixed Insurable ≤80% 4.20% 4.26% Get this rate
RFA Mortgage Corporation Monoline 3 yr fixed Insurable ≤75% 4.20% 4.26% Get this rate
Equitable Bank Schedule I bank 4 yr fixed Insurable ≤65% 4.20% 4.26% Get this rate
Community Trust Trust company 4 yr fixed Insured 4.20% 4.26% Get this rate
National Bank Schedule I bank 5 yr fixed Insurable ≤70% 4.20% 4.26% Get this rate
Home Trust Trust company 5 yr fixed Insurable ≤80% 4.20% 4.26% Get this rate
Community Trust Trust company 5 yr fixed Insurable ≤65% 4.20% 4.26% Get this rate
CMLS Financial Monoline 5 yr fixed Uninsured 4.20% 4.27% Get this rate
Scotiabank Big Six bank 5 yr variablePrime − 0.75% Insured 4.20% 4.25% Get this rate
Home Trust Trust company 5 yr variablePrime − 0.75% Insurable ≤80% 4.20% 4.25% Get this rate
First National Monoline 5 yr variablePrime − 0.75% Uninsured 4.20% 4.25% Get this rate
Merix Financial Monoline 3 yr fixed Insurable ≤80% 4.21% 4.27% Get this rate
CMLS Financial Monoline 3 yr fixed Insurable ≤75% 4.21% 4.27% Get this rate
BMO Big Six bank 5 yr variablePrime − 0.74% Insured 4.21% 4.26% Get this rate
Merix Financial Monoline 5 yr variablePrime − 0.74% Uninsured 4.21% 4.26% Get this rate
RFA Mortgage Corporation Monoline 3 yr fixed Insurable ≤80% 4.22% 4.28% Get this rate
Equitable Bank Schedule I bank 4 yr fixed Insurable ≤70% 4.22% 4.28% Get this rate
DUCA Credit Union Credit union 4 yr fixed Insurable ≤65% 4.22% 4.28% Get this rate
National Bank Schedule I bank 5 yr fixed Insurable ≤75% 4.22% 4.28% Get this rate
Community Trust Trust company 5 yr fixed Insurable ≤70% 4.22% 4.28% Get this rate
TD Bank Big Six bank 5 yr variablePrime − 0.73% Insured 4.22% 4.27% Get this rate
RFA Mortgage Corporation Monoline 5 yr variablePrime − 0.73% Uninsured 4.22% 4.27% Get this rate
National Bank Schedule I bank 3 yr fixed Insured 4.23% 4.29% Get this rate
CMLS Financial Monoline 3 yr fixed Insurable ≤80% 4.23% 4.29% Get this rate
Meridian Credit Union Credit union 4 yr fixed Insurable ≤65% 4.23% 4.29% Get this rate
CIBC Big Six bank 5 yr variablePrime − 0.72% Insured 4.23% 4.28% Get this rate
CMLS Financial Monoline 5 yr variablePrime − 0.72% Uninsured 4.23% 4.28% Get this rate
Scotiabank Big Six bank 4 yr fixed Insured 4.24% 4.30% Get this rate
Equitable Bank Schedule I bank 4 yr fixed Insurable ≤75% 4.24% 4.30% Get this rate
Home Trust Trust company 4 yr fixed Insurable ≤65% 4.24% 4.30% Get this rate
DUCA Credit Union Credit union 4 yr fixed Insurable ≤70% 4.24% 4.30% Get this rate
Scotiabank Big Six bank 5 yr fixed Insurable ≤65% 4.24% 4.30% Get this rate
National Bank Schedule I bank 5 yr fixed Insurable ≤80% 4.24% 4.30% Get this rate
Community Trust Trust company 5 yr fixed Insurable ≤75% 4.24% 4.30% Get this rate
National Bank Schedule I bank 5 yr variablePrime − 0.71% Insurable ≤80% 4.24% 4.29% Get this rate
Equitable Bank Schedule I bank 3 yr fixed Insurable ≤65% 4.25% 4.31% Get this rate
Community Trust Trust company 3 yr fixed Insured 4.25% 4.31% Get this rate
BMO Big Six bank 4 yr fixed Insured 4.25% 4.31% Get this rate
Strive Capital Monoline 4 yr fixed Uninsured 4.25% 4.32% Get this rate
Meridian Credit Union Credit union 4 yr fixed Insurable ≤70% 4.25% 4.31% Get this rate
BMO Big Six bank 5 yr fixed Insurable ≤65% 4.25% 4.31% Get this rate
TD Bank Big Six bank 4 yr fixed Insured 4.26% 4.32% Get this rate
Equitable Bank Schedule I bank 4 yr fixed Insurable ≤80% 4.26% 4.32% Get this rate
Home Trust Trust company 4 yr fixed Insurable ≤70% 4.26% 4.32% Get this rate
MCAP Monoline 4 yr fixed Uninsured 4.26% 4.33% Get this rate
DUCA Credit Union Credit union 4 yr fixed Insurable ≤75% 4.26% 4.32% Get this rate
TD Bank Big Six bank 5 yr fixed Insurable ≤65% 4.26% 4.32% Get this rate
Scotiabank Big Six bank 5 yr fixed Insurable ≤70% 4.26% 4.32% Get this rate
Community Trust Trust company 5 yr fixed Insurable ≤80% 4.26% 4.32% Get this rate
Community Trust Trust company 5 yr variablePrime − 0.69% Insurable ≤80% 4.26% 4.31% Get this rate
Equitable Bank Schedule I bank 3 yr fixed Insurable ≤70% 4.27% 4.33% Get this rate
DUCA Credit Union Credit union 3 yr fixed Insurable ≤65% 4.27% 4.33% Get this rate
CIBC Big Six bank 4 yr fixed Insured 4.27% 4.33% Get this rate
First National Monoline 4 yr fixed Uninsured 4.27% 4.34% Get this rate
Meridian Credit Union Credit union 4 yr fixed Insurable ≤75% 4.27% 4.33% Get this rate
BMO Big Six bank 5 yr fixed Insurable ≤70% 4.27% 4.33% Get this rate
CIBC Big Six bank 5 yr fixed Insurable ≤65% 4.27% 4.33% Get this rate
Strive Capital Monoline 7 yr fixed Insured 4.27% 4.33% Get this rate
Meridian Credit Union Credit union 3 yr fixed Insurable ≤65% 4.28% 4.34% Get this rate
National Bank Schedule I bank 4 yr fixed Insurable ≤65% 4.28% 4.34% Get this rate
Home Trust Trust company 4 yr fixed Insurable ≤75% 4.28% 4.34% Get this rate
Merix Financial Monoline 4 yr fixed Uninsured 4.28% 4.35% Get this rate
DUCA Credit Union Credit union 4 yr fixed Insurable ≤80% 4.28% 4.34% Get this rate
TD Bank Big Six bank 5 yr fixed Insurable ≤70% 4.28% 4.34% Get this rate
Scotiabank Big Six bank 5 yr fixed Insurable ≤75% 4.28% 4.34% Get this rate
Equitable Bank Schedule I bank 5 yr fixed Uninsured 4.28% 4.35% Get this rate
MCAP Monoline 7 yr fixed Insured 4.28% 4.34% Get this rate
Scotiabank Big Six bank 3 yr fixed Insured 4.29% 4.35% Get this rate
Equitable Bank Schedule I bank 3 yr fixed Insurable ≤75% 4.29% 4.35% Get this rate
Home Trust Trust company 3 yr fixed Insurable ≤65% 4.29% 4.35% Get this rate
DUCA Credit Union Credit union 3 yr fixed Insurable ≤70% 4.29% 4.35% Get this rate
RFA Mortgage Corporation Monoline 4 yr fixed Uninsured 4.29% 4.36% Get this rate
Meridian Credit Union Credit union 4 yr fixed Insurable ≤80% 4.29% 4.35% Get this rate
BMO Big Six bank 5 yr fixed Insurable ≤75% 4.29% 4.35% Get this rate
CIBC Big Six bank 5 yr fixed Insurable ≤70% 4.29% 4.35% Get this rate
First National Monoline 7 yr fixed Insured 4.29% 4.35% Get this rate
BMO Big Six bank 3 yr fixed Insured 4.30% 4.36% Get this rate
Strive Capital Monoline 3 yr fixed Uninsured 4.30% 4.37% Get this rate
Meridian Credit Union Credit union 3 yr fixed Insurable ≤70% 4.30% 4.36% Get this rate
National Bank Schedule I bank 4 yr fixed Insurable ≤70% 4.30% 4.36% Get this rate
Home Trust Trust company 4 yr fixed Insurable ≤80% 4.30% 4.36% Get this rate
Community Trust Trust company 4 yr fixed Insurable ≤65% 4.30% 4.36% Get this rate
CMLS Financial Monoline 4 yr fixed Uninsured 4.30% 4.37% Get this rate
TD Bank Big Six bank 5 yr fixed Insurable ≤75% 4.30% 4.36% Get this rate
Scotiabank Big Six bank 5 yr fixed Insurable ≤80% 4.30% 4.36% Get this rate
DUCA Credit Union Credit union 5 yr fixed Uninsured 4.30% 4.37% Get this rate
Scotiabank Big Six bank 5 yr variablePrime − 0.65% Insurable ≤80% 4.30% 4.35% Get this rate
Merix Financial Monoline 7 yr fixed Insured 4.30% 4.36% Get this rate
TD Bank Big Six bank 3 yr fixed Insured 4.31% 4.37% Get this rate
Equitable Bank Schedule I bank 3 yr fixed Insurable ≤80% 4.31% 4.37% Get this rate
Home Trust Trust company 3 yr fixed Insurable ≤70% 4.31% 4.37% Get this rate
MCAP Monoline 3 yr fixed Uninsured 4.31% 4.38% Get this rate
DUCA Credit Union Credit union 3 yr fixed Insurable ≤75% 4.31% 4.37% Get this rate
BMO Big Six bank 5 yr fixed Insurable ≤80% 4.31% 4.37% Get this rate
CIBC Big Six bank 5 yr fixed Insurable ≤75% 4.31% 4.37% Get this rate
Meridian Credit Union Credit union 5 yr fixed Uninsured 4.31% 4.38% Get this rate
BMO Big Six bank 5 yr variablePrime − 0.64% Insurable ≤80% 4.31% 4.36% Get this rate
Equitable Bank Schedule I bank 5 yr variablePrime − 0.64% Uninsured 4.31% 4.36% Get this rate
RFA Mortgage Corporation Monoline 7 yr fixed Insured 4.31% 4.37% Get this rate
CIBC Big Six bank 3 yr fixed Insured 4.32% 4.38% Get this rate
First National Monoline 3 yr fixed Uninsured 4.32% 4.39% Get this rate
Meridian Credit Union Credit union 3 yr fixed Insurable ≤75% 4.32% 4.38% Get this rate
National Bank Schedule I bank 4 yr fixed Insurable ≤75% 4.32% 4.38% Get this rate
Community Trust Trust company 4 yr fixed Insurable ≤70% 4.32% 4.38% Get this rate
TD Bank Big Six bank 5 yr fixed Insurable ≤80% 4.32% 4.38% Get this rate
Home Trust Trust company 5 yr fixed Uninsured 4.32% 4.39% Get this rate
TD Bank Big Six bank 5 yr variablePrime − 0.63% Insurable ≤80% 4.32% 4.37% Get this rate
CMLS Financial Monoline 7 yr fixed Insured 4.32% 4.38% Get this rate
National Bank Schedule I bank 3 yr fixed Insurable ≤65% 4.33% 4.39% Get this rate
Home Trust Trust company 3 yr fixed Insurable ≤75% 4.33% 4.39% Get this rate
Merix Financial Monoline 3 yr fixed Uninsured 4.33% 4.40% Get this rate
DUCA Credit Union Credit union 3 yr fixed Insurable ≤80% 4.33% 4.39% Get this rate
CIBC Big Six bank 5 yr fixed Insurable ≤80% 4.33% 4.39% Get this rate
CIBC Big Six bank 5 yr variablePrime − 0.62% Insurable ≤80% 4.33% 4.38% Get this rate
DUCA Credit Union Credit union 5 yr variablePrime − 0.62% Uninsured 4.33% 4.38% Get this rate
RFA Mortgage Corporation Monoline 3 yr fixed Uninsured 4.34% 4.41% Get this rate
Meridian Credit Union Credit union 3 yr fixed Insurable ≤80% 4.34% 4.40% Get this rate
Scotiabank Big Six bank 4 yr fixed Insurable ≤65% 4.34% 4.40% Get this rate
National Bank Schedule I bank 4 yr fixed Insurable ≤80% 4.34% 4.40% Get this rate
Community Trust Trust company 4 yr fixed Insurable ≤75% 4.34% 4.40% Get this rate
Meridian Credit Union Credit union 5 yr variablePrime − 0.61% Uninsured 4.34% 4.39% Get this rate
National Bank Schedule I bank 3 yr fixed Insurable ≤70% 4.35% 4.41% Get this rate
Home Trust Trust company 3 yr fixed Insurable ≤80% 4.35% 4.41% Get this rate
Community Trust Trust company 3 yr fixed Insurable ≤65% 4.35% 4.41% Get this rate
CMLS Financial Monoline 3 yr fixed Uninsured 4.35% 4.42% Get this rate
BMO Big Six bank 4 yr fixed Insurable ≤65% 4.35% 4.41% Get this rate
Home Trust Trust company 5 yr variablePrime − 0.60% Uninsured 4.35% 4.40% Get this rate
TD Bank Big Six bank 4 yr fixed Insurable ≤65% 4.36% 4.42% Get this rate
Scotiabank Big Six bank 4 yr fixed Insurable ≤70% 4.36% 4.42% Get this rate
Community Trust Trust company 4 yr fixed Insurable ≤80% 4.36% 4.42% Get this rate
National Bank Schedule I bank 5 yr fixed Uninsured 4.36% 4.43% Get this rate
Strive Capital Monoline 2 yr fixed Insured 4.37% 4.43% Get this rate
National Bank Schedule I bank 3 yr fixed Insurable ≤75% 4.37% 4.43% Get this rate
Community Trust Trust company 3 yr fixed Insurable ≤70% 4.37% 4.43% Get this rate
BMO Big Six bank 4 yr fixed Insurable ≤70% 4.37% 4.43% Get this rate
CIBC Big Six bank 4 yr fixed Insurable ≤65% 4.37% 4.43% Get this rate
Strive Capital Monoline 7 yr fixed Insurable ≤65% 4.37% 4.43% Get this rate
MCAP Monoline 2 yr fixed Insured 4.38% 4.44% Get this rate
TD Bank Big Six bank 4 yr fixed Insurable ≤70% 4.38% 4.44% Get this rate
Scotiabank Big Six bank 4 yr fixed Insurable ≤75% 4.38% 4.44% Get this rate
Equitable Bank Schedule I bank 4 yr fixed Uninsured 4.38% 4.45% Get this rate
Community Trust Trust company 5 yr fixed Uninsured 4.38% 4.45% Get this rate
MCAP Monoline 7 yr fixed Insurable ≤65% 4.38% 4.44% Get this rate
First National Monoline 2 yr fixed Insured 4.39% 4.45% Get this rate
Scotiabank Big Six bank 3 yr fixed Insurable ≤65% 4.39% 4.45% Get this rate
National Bank Schedule I bank 3 yr fixed Insurable ≤80% 4.39% 4.45% Get this rate
Community Trust Trust company 3 yr fixed Insurable ≤75% 4.39% 4.45% Get this rate
BMO Big Six bank 4 yr fixed Insurable ≤75% 4.39% 4.45% Get this rate
CIBC Big Six bank 4 yr fixed Insurable ≤70% 4.39% 4.45% Get this rate
National Bank Schedule I bank 5 yr variablePrime − 0.56% Uninsured 4.39% 4.44% Get this rate
First National Monoline 7 yr fixed Insurable ≤65% 4.39% 4.45% Get this rate
Strive Capital Monoline 7 yr fixed Insurable ≤70% 4.39% 4.45% Get this rate
Merix Financial Monoline 2 yr fixed Insured 4.40% 4.46% Get this rate
BMO Big Six bank 3 yr fixed Insurable ≤65% 4.40% 4.46% Get this rate
TD Bank Big Six bank 4 yr fixed Insurable ≤75% 4.40% 4.46% Get this rate
Scotiabank Big Six bank 4 yr fixed Insurable ≤80% 4.40% 4.46% Get this rate
DUCA Credit Union Credit union 4 yr fixed Uninsured 4.40% 4.47% Get this rate
Equitable Bank Schedule I bank 7 yr fixed Insured 4.40% 4.46% Get this rate
MCAP Monoline 7 yr fixed Insurable ≤70% 4.40% 4.46% Get this rate
Merix Financial Monoline 7 yr fixed Insurable ≤65% 4.40% 4.46% Get this rate
RFA Mortgage Corporation Monoline 2 yr fixed Insured 4.41% 4.47% Get this rate
TD Bank Big Six bank 3 yr fixed Insurable ≤65% 4.41% 4.47% Get this rate
Scotiabank Big Six bank 3 yr fixed Insurable ≤70% 4.41% 4.47% Get this rate
Community Trust Trust company 3 yr fixed Insurable ≤80% 4.41% 4.47% Get this rate
BMO Big Six bank 4 yr fixed Insurable ≤80% 4.41% 4.47% Get this rate
CIBC Big Six bank 4 yr fixed Insurable ≤75% 4.41% 4.47% Get this rate
Meridian Credit Union Credit union 4 yr fixed Uninsured 4.41% 4.48% Get this rate
Community Trust Trust company 5 yr variablePrime − 0.54% Uninsured 4.41% 4.46% Get this rate
First National Monoline 7 yr fixed Insurable ≤70% 4.41% 4.47% Get this rate
RFA Mortgage Corporation Monoline 7 yr fixed Insurable ≤65% 4.41% 4.47% Get this rate
Strive Capital Monoline 7 yr fixed Insurable ≤75% 4.41% 4.47% Get this rate
CMLS Financial Monoline 2 yr fixed Insured 4.42% 4.48% Get this rate
BMO Big Six bank 3 yr fixed Insurable ≤70% 4.42% 4.48% Get this rate
CIBC Big Six bank 3 yr fixed Insurable ≤65% 4.42% 4.48% Get this rate
TD Bank Big Six bank 4 yr fixed Insurable ≤80% 4.42% 4.48% Get this rate
Home Trust Trust company 4 yr fixed Uninsured 4.42% 4.49% Get this rate
Scotiabank Big Six bank 5 yr fixed Uninsured 4.42% 4.49% Get this rate
MCAP Monoline 7 yr fixed Insurable ≤75% 4.42% 4.48% Get this rate
Merix Financial Monoline 7 yr fixed Insurable ≤70% 4.42% 4.48% Get this rate
CMLS Financial Monoline 7 yr fixed Insurable ≤65% 4.42% 4.48% Get this rate
DUCA Credit Union Credit union 7 yr fixed Insured 4.42% 4.48% Get this rate
TD Bank Big Six bank 3 yr fixed Insurable ≤70% 4.43% 4.49% Get this rate
Scotiabank Big Six bank 3 yr fixed Insurable ≤75% 4.43% 4.49% Get this rate
Equitable Bank Schedule I bank 3 yr fixed Uninsured 4.43% 4.50% Get this rate
CIBC Big Six bank 4 yr fixed Insurable ≤80% 4.43% 4.49% Get this rate
BMO Big Six bank 5 yr fixed Uninsured 4.43% 4.50% Get this rate
First National Monoline 7 yr fixed Insurable ≤75% 4.43% 4.49% Get this rate
RFA Mortgage Corporation Monoline 7 yr fixed Insurable ≤70% 4.43% 4.49% Get this rate
Strive Capital Monoline 7 yr fixed Insurable ≤80% 4.43% 4.49% Get this rate
Meridian Credit Union Credit union 7 yr fixed Insured 4.43% 4.49% Get this rate
BMO Big Six bank 3 yr fixed Insurable ≤75% 4.44% 4.50% Get this rate
CIBC Big Six bank 3 yr fixed Insurable ≤70% 4.44% 4.50% Get this rate
TD Bank Big Six bank 5 yr fixed Uninsured 4.44% 4.51% Get this rate
Home Trust Trust company 7 yr fixed Insured 4.44% 4.50% Get this rate
MCAP Monoline 7 yr fixed Insurable ≤80% 4.44% 4.50% Get this rate
Merix Financial Monoline 7 yr fixed Insurable ≤75% 4.44% 4.50% Get this rate
CMLS Financial Monoline 7 yr fixed Insurable ≤70% 4.44% 4.50% Get this rate
TD Bank Big Six bank 3 yr fixed Insurable ≤75% 4.45% 4.51% Get this rate
Scotiabank Big Six bank 3 yr fixed Insurable ≤80% 4.45% 4.51% Get this rate
DUCA Credit Union Credit union 3 yr fixed Uninsured 4.45% 4.52% Get this rate
CIBC Big Six bank 5 yr fixed Uninsured 4.45% 4.52% Get this rate
Scotiabank Big Six bank 5 yr variablePrime − 0.50% Uninsured 4.45% 4.50% Get this rate
First National Monoline 7 yr fixed Insurable ≤80% 4.45% 4.51% Get this rate
RFA Mortgage Corporation Monoline 7 yr fixed Insurable ≤75% 4.45% 4.51% Get this rate
BMO Big Six bank 3 yr fixed Insurable ≤80% 4.46% 4.52% Get this rate
CIBC Big Six bank 3 yr fixed Insurable ≤75% 4.46% 4.52% Get this rate
Meridian Credit Union Credit union 3 yr fixed Uninsured 4.46% 4.53% Get this rate
National Bank Schedule I bank 4 yr fixed Uninsured 4.46% 4.53% Get this rate
BMO Big Six bank 5 yr variablePrime − 0.49% Uninsured 4.46% 4.51% Get this rate
Merix Financial Monoline 7 yr fixed Insurable ≤80% 4.46% 4.52% Get this rate
CMLS Financial Monoline 7 yr fixed Insurable ≤75% 4.46% 4.52% Get this rate
Strive Capital Monoline 2 yr fixed Insurable ≤65% 4.47% 4.53% Get this rate
TD Bank Big Six bank 3 yr fixed Insurable ≤80% 4.47% 4.53% Get this rate
Home Trust Trust company 3 yr fixed Uninsured 4.47% 4.54% Get this rate
TD Bank Big Six bank 5 yr variablePrime − 0.48% Uninsured 4.47% 4.52% Get this rate
RFA Mortgage Corporation Monoline 7 yr fixed Insurable ≤80% 4.47% 4.53% Get this rate
MCAP Monoline 2 yr fixed Insurable ≤65% 4.48% 4.54% Get this rate
CIBC Big Six bank 3 yr fixed Insurable ≤80% 4.48% 4.54% Get this rate
Community Trust Trust company 4 yr fixed Uninsured 4.48% 4.55% Get this rate
CIBC Big Six bank 5 yr variablePrime − 0.47% Uninsured 4.48% 4.53% Get this rate
National Bank Schedule I bank 7 yr fixed Insured 4.48% 4.54% Get this rate
CMLS Financial Monoline 7 yr fixed Insurable ≤80% 4.48% 4.54% Get this rate
First National Monoline 2 yr fixed Insurable ≤65% 4.49% 4.55% Get this rate
Strive Capital Monoline 2 yr fixed Insurable ≤70% 4.49% 4.55% Get this rate
Equitable Bank Schedule I bank 2 yr fixed Insured 4.50% 4.56% Get this rate
MCAP Monoline 2 yr fixed Insurable ≤70% 4.50% 4.56% Get this rate
Merix Financial Monoline 2 yr fixed Insurable ≤65% 4.50% 4.56% Get this rate
Equitable Bank Schedule I bank 7 yr fixed Insurable ≤65% 4.50% 4.56% Get this rate
Community Trust Trust company 7 yr fixed Insured 4.50% 4.56% Get this rate
First National Monoline 2 yr fixed Insurable ≤70% 4.51% 4.57% Get this rate
RFA Mortgage Corporation Monoline 2 yr fixed Insurable ≤65% 4.51% 4.57% Get this rate
Strive Capital Monoline 2 yr fixed Insurable ≤75% 4.51% 4.57% Get this rate
National Bank Schedule I bank 3 yr fixed Uninsured 4.51% 4.58% Get this rate
MCAP Monoline 2 yr fixed Insurable ≤75% 4.52% 4.58% Get this rate
Merix Financial Monoline 2 yr fixed Insurable ≤70% 4.52% 4.58% Get this rate
CMLS Financial Monoline 2 yr fixed Insurable ≤65% 4.52% 4.58% Get this rate
DUCA Credit Union Credit union 2 yr fixed Insured 4.52% 4.58% Get this rate
Scotiabank Big Six bank 4 yr fixed Uninsured 4.52% 4.59% Get this rate
Equitable Bank Schedule I bank 7 yr fixed Insurable ≤70% 4.52% 4.58% Get this rate
DUCA Credit Union Credit union 7 yr fixed Insurable ≤65% 4.52% 4.58% Get this rate
First National Monoline 2 yr fixed Insurable ≤75% 4.53% 4.59% Get this rate
RFA Mortgage Corporation Monoline 2 yr fixed Insurable ≤70% 4.53% 4.59% Get this rate
Strive Capital Monoline 2 yr fixed Insurable ≤80% 4.53% 4.59% Get this rate
Meridian Credit Union Credit union 2 yr fixed Insured 4.53% 4.59% Get this rate
Community Trust Trust company 3 yr fixed Uninsured 4.53% 4.60% Get this rate
BMO Big Six bank 4 yr fixed Uninsured 4.53% 4.60% Get this rate
Meridian Credit Union Credit union 7 yr fixed Insurable ≤65% 4.53% 4.59% Get this rate
Home Trust Trust company 2 yr fixed Insured 4.54% 4.60% Get this rate
MCAP Monoline 2 yr fixed Insurable ≤80% 4.54% 4.60% Get this rate
Merix Financial Monoline 2 yr fixed Insurable ≤75% 4.54% 4.60% Get this rate
CMLS Financial Monoline 2 yr fixed Insurable ≤70% 4.54% 4.60% Get this rate
TD Bank Big Six bank 4 yr fixed Uninsured 4.54% 4.61% Get this rate
Scotiabank Big Six bank 7 yr fixed Insured 4.54% 4.60% Get this rate
Equitable Bank Schedule I bank 7 yr fixed Insurable ≤75% 4.54% 4.60% Get this rate
Home Trust Trust company 7 yr fixed Insurable ≤65% 4.54% 4.60% Get this rate
DUCA Credit Union Credit union 7 yr fixed Insurable ≤70% 4.54% 4.60% Get this rate
First National Monoline 2 yr fixed Insurable ≤80% 4.55% 4.61% Get this rate
RFA Mortgage Corporation Monoline 2 yr fixed Insurable ≤75% 4.55% 4.61% Get this rate
CIBC Big Six bank 4 yr fixed Uninsured 4.55% 4.62% Get this rate
BMO Big Six bank 7 yr fixed Insured 4.55% 4.61% Get this rate
Strive Capital Monoline 7 yr fixed Uninsured 4.55% 4.62% Get this rate
Meridian Credit Union Credit union 7 yr fixed Insurable ≤70% 4.55% 4.61% Get this rate
Merix Financial Monoline 2 yr fixed Insurable ≤80% 4.56% 4.62% Get this rate
CMLS Financial Monoline 2 yr fixed Insurable ≤75% 4.56% 4.62% Get this rate
TD Bank Big Six bank 7 yr fixed Insured 4.56% 4.62% Get this rate
Equitable Bank Schedule I bank 7 yr fixed Insurable ≤80% 4.56% 4.62% Get this rate
Home Trust Trust company 7 yr fixed Insurable ≤70% 4.56% 4.62% Get this rate
MCAP Monoline 7 yr fixed Uninsured 4.56% 4.63% Get this rate
DUCA Credit Union Credit union 7 yr fixed Insurable ≤75% 4.56% 4.62% Get this rate
RFA Mortgage Corporation Monoline 2 yr fixed Insurable ≤80% 4.57% 4.63% Get this rate
Scotiabank Big Six bank 3 yr fixed Uninsured 4.57% 4.64% Get this rate
CIBC Big Six bank 7 yr fixed Insured 4.57% 4.63% Get this rate
First National Monoline 7 yr fixed Uninsured 4.57% 4.64% Get this rate
Meridian Credit Union Credit union 7 yr fixed Insurable ≤75% 4.57% 4.63% Get this rate
National Bank Schedule I bank 2 yr fixed Insured 4.58% 4.64% Get this rate
CMLS Financial Monoline 2 yr fixed Insurable ≤80% 4.58% 4.64% Get this rate
BMO Big Six bank 3 yr fixed Uninsured 4.58% 4.65% Get this rate
National Bank Schedule I bank 7 yr fixed Insurable ≤65% 4.58% 4.64% Get this rate
Home Trust Trust company 7 yr fixed Insurable ≤75% 4.58% 4.64% Get this rate
Merix Financial Monoline 7 yr fixed Uninsured 4.58% 4.65% Get this rate
DUCA Credit Union Credit union 7 yr fixed Insurable ≤80% 4.58% 4.64% Get this rate
TD Bank Big Six bank 3 yr fixed Uninsured 4.59% 4.66% Get this rate
RFA Mortgage Corporation Monoline 7 yr fixed Uninsured 4.59% 4.66% Get this rate
Meridian Credit Union Credit union 7 yr fixed Insurable ≤80% 4.59% 4.65% Get this rate
Equitable Bank Schedule I bank 2 yr fixed Insurable ≤65% 4.60% 4.66% Get this rate
Community Trust Trust company 2 yr fixed Insured 4.60% 4.66% Get this rate
CIBC Big Six bank 3 yr fixed Uninsured 4.60% 4.67% Get this rate
National Bank Schedule I bank 7 yr fixed Insurable ≤70% 4.60% 4.66% Get this rate
Home Trust Trust company 7 yr fixed Insurable ≤80% 4.60% 4.66% Get this rate
Community Trust Trust company 7 yr fixed Insurable ≤65% 4.60% 4.66% Get this rate
CMLS Financial Monoline 7 yr fixed Uninsured 4.60% 4.67% Get this rate
Equitable Bank Schedule I bank 2 yr fixed Insurable ≤70% 4.62% 4.68% Get this rate
DUCA Credit Union Credit union 2 yr fixed Insurable ≤65% 4.62% 4.68% Get this rate
National Bank Schedule I bank 7 yr fixed Insurable ≤75% 4.62% 4.68% Get this rate
Community Trust Trust company 7 yr fixed Insurable ≤70% 4.62% 4.68% Get this rate
Strive Capital Monoline 10 yr fixed Insured 4.62% 4.68% Get this rate
Meridian Credit Union Credit union 2 yr fixed Insurable ≤65% 4.63% 4.69% Get this rate
MCAP Monoline 10 yr fixed Insured 4.63% 4.69% Get this rate
Scotiabank Big Six bank 2 yr fixed Insured 4.64% 4.70% Get this rate
Equitable Bank Schedule I bank 2 yr fixed Insurable ≤75% 4.64% 4.70% Get this rate
Home Trust Trust company 2 yr fixed Insurable ≤65% 4.64% 4.70% Get this rate
DUCA Credit Union Credit union 2 yr fixed Insurable ≤70% 4.64% 4.70% Get this rate
Scotiabank Big Six bank 7 yr fixed Insurable ≤65% 4.64% 4.70% Get this rate
National Bank Schedule I bank 7 yr fixed Insurable ≤80% 4.64% 4.70% Get this rate
Community Trust Trust company 7 yr fixed Insurable ≤75% 4.64% 4.70% Get this rate
First National Monoline 10 yr fixed Insured 4.64% 4.70% Get this rate
BMO Big Six bank 2 yr fixed Insured 4.65% 4.71% Get this rate
Strive Capital Monoline 2 yr fixed Uninsured 4.65% 4.72% Get this rate
Meridian Credit Union Credit union 2 yr fixed Insurable ≤70% 4.65% 4.71% Get this rate
BMO Big Six bank 7 yr fixed Insurable ≤65% 4.65% 4.71% Get this rate
Merix Financial Monoline 10 yr fixed Insured 4.65% 4.71% Get this rate
TD Bank Big Six bank 2 yr fixed Insured 4.66% 4.72% Get this rate
Equitable Bank Schedule I bank 2 yr fixed Insurable ≤80% 4.66% 4.72% Get this rate
Home Trust Trust company 2 yr fixed Insurable ≤70% 4.66% 4.72% Get this rate
MCAP Monoline 2 yr fixed Uninsured 4.66% 4.73% Get this rate
DUCA Credit Union Credit union 2 yr fixed Insurable ≤75% 4.66% 4.72% Get this rate
TD Bank Big Six bank 7 yr fixed Insurable ≤65% 4.66% 4.72% Get this rate
Scotiabank Big Six bank 7 yr fixed Insurable ≤70% 4.66% 4.72% Get this rate
Community Trust Trust company 7 yr fixed Insurable ≤80% 4.66% 4.72% Get this rate
RFA Mortgage Corporation Monoline 10 yr fixed Insured 4.66% 4.72% Get this rate
CIBC Big Six bank 2 yr fixed Insured 4.67% 4.73% Get this rate
First National Monoline 2 yr fixed Uninsured 4.67% 4.74% Get this rate
Meridian Credit Union Credit union 2 yr fixed Insurable ≤75% 4.67% 4.73% Get this rate
BMO Big Six bank 7 yr fixed Insurable ≤70% 4.67% 4.73% Get this rate
CIBC Big Six bank 7 yr fixed Insurable ≤65% 4.67% 4.73% Get this rate
CMLS Financial Monoline 10 yr fixed Insured 4.67% 4.73% Get this rate
National Bank Schedule I bank 2 yr fixed Insurable ≤65% 4.68% 4.74% Get this rate
Home Trust Trust company 2 yr fixed Insurable ≤75% 4.68% 4.74% Get this rate
Merix Financial Monoline 2 yr fixed Uninsured 4.68% 4.75% Get this rate
DUCA Credit Union Credit union 2 yr fixed Insurable ≤80% 4.68% 4.74% Get this rate
TD Bank Big Six bank 7 yr fixed Insurable ≤70% 4.68% 4.74% Get this rate
Scotiabank Big Six bank 7 yr fixed Insurable ≤75% 4.68% 4.74% Get this rate
Equitable Bank Schedule I bank 7 yr fixed Uninsured 4.68% 4.75% Get this rate
RFA Mortgage Corporation Monoline 2 yr fixed Uninsured 4.69% 4.76% Get this rate
Meridian Credit Union Credit union 2 yr fixed Insurable ≤80% 4.69% 4.75% Get this rate
BMO Big Six bank 7 yr fixed Insurable ≤75% 4.69% 4.75% Get this rate
CIBC Big Six bank 7 yr fixed Insurable ≤70% 4.69% 4.75% Get this rate
National Bank Schedule I bank 2 yr fixed Insurable ≤70% 4.70% 4.76% Get this rate
Home Trust Trust company 2 yr fixed Insurable ≤80% 4.70% 4.76% Get this rate
Community Trust Trust company 2 yr fixed Insurable ≤65% 4.70% 4.76% Get this rate
CMLS Financial Monoline 2 yr fixed Uninsured 4.70% 4.77% Get this rate
TD Bank Big Six bank 7 yr fixed Insurable ≤75% 4.70% 4.76% Get this rate
Scotiabank Big Six bank 7 yr fixed Insurable ≤80% 4.70% 4.76% Get this rate
DUCA Credit Union Credit union 7 yr fixed Uninsured 4.70% 4.77% Get this rate
BMO Big Six bank 7 yr fixed Insurable ≤80% 4.71% 4.77% Get this rate
CIBC Big Six bank 7 yr fixed Insurable ≤75% 4.71% 4.77% Get this rate
Meridian Credit Union Credit union 7 yr fixed Uninsured 4.71% 4.78% Get this rate
Strive Capital Monoline 1 yr fixed Insured 4.72% 4.78% Get this rate
National Bank Schedule I bank 2 yr fixed Insurable ≤75% 4.72% 4.78% Get this rate
Community Trust Trust company 2 yr fixed Insurable ≤70% 4.72% 4.78% Get this rate
TD Bank Big Six bank 7 yr fixed Insurable ≤80% 4.72% 4.78% Get this rate
Home Trust Trust company 7 yr fixed Uninsured 4.72% 4.79% Get this rate
Strive Capital Monoline 10 yr fixed Insurable ≤65% 4.72% 4.78% Get this rate
MCAP Monoline 1 yr fixed Insured 4.73% 4.79% Get this rate
CIBC Big Six bank 7 yr fixed Insurable ≤80% 4.73% 4.79% Get this rate
MCAP Monoline 10 yr fixed Insurable ≤65% 4.73% 4.79% Get this rate
First National Monoline 1 yr fixed Insured 4.74% 4.80% Get this rate
Scotiabank Big Six bank 2 yr fixed Insurable ≤65% 4.74% 4.80% Get this rate
National Bank Schedule I bank 2 yr fixed Insurable ≤80% 4.74% 4.80% Get this rate
Community Trust Trust company 2 yr fixed Insurable ≤75% 4.74% 4.80% Get this rate
First National Monoline 10 yr fixed Insurable ≤65% 4.74% 4.80% Get this rate
Strive Capital Monoline 10 yr fixed Insurable ≤70% 4.74% 4.80% Get this rate
Merix Financial Monoline 1 yr fixed Insured 4.75% 4.81% Get this rate
BMO Big Six bank 2 yr fixed Insurable ≤65% 4.75% 4.81% Get this rate
Equitable Bank Schedule I bank 10 yr fixed Insured 4.75% 4.81% Get this rate
MCAP Monoline 10 yr fixed Insurable ≤70% 4.75% 4.81% Get this rate
Merix Financial Monoline 10 yr fixed Insurable ≤65% 4.75% 4.81% Get this rate
RFA Mortgage Corporation Monoline 1 yr fixed Insured 4.76% 4.82% Get this rate
TD Bank Big Six bank 2 yr fixed Insurable ≤65% 4.76% 4.82% Get this rate
Scotiabank Big Six bank 2 yr fixed Insurable ≤70% 4.76% 4.82% Get this rate
Community Trust Trust company 2 yr fixed Insurable ≤80% 4.76% 4.82% Get this rate
National Bank Schedule I bank 7 yr fixed Uninsured 4.76% 4.83% Get this rate
First National Monoline 10 yr fixed Insurable ≤70% 4.76% 4.82% Get this rate
RFA Mortgage Corporation Monoline 10 yr fixed Insurable ≤65% 4.76% 4.82% Get this rate
Strive Capital Monoline 10 yr fixed Insurable ≤75% 4.76% 4.82% Get this rate
CMLS Financial Monoline 1 yr fixed Insured 4.77% 4.83% Get this rate
BMO Big Six bank 2 yr fixed Insurable ≤70% 4.77% 4.83% Get this rate
CIBC Big Six bank 2 yr fixed Insurable ≤65% 4.77% 4.83% Get this rate
MCAP Monoline 10 yr fixed Insurable ≤75% 4.77% 4.83% Get this rate
Merix Financial Monoline 10 yr fixed Insurable ≤70% 4.77% 4.83% Get this rate
CMLS Financial Monoline 10 yr fixed Insurable ≤65% 4.77% 4.83% Get this rate
DUCA Credit Union Credit union 10 yr fixed Insured 4.77% 4.83% Get this rate
TD Bank Big Six bank 2 yr fixed Insurable ≤70% 4.78% 4.84% Get this rate
Scotiabank Big Six bank 2 yr fixed Insurable ≤75% 4.78% 4.84% Get this rate
Equitable Bank Schedule I bank 2 yr fixed Uninsured 4.78% 4.85% Get this rate
Community Trust Trust company 7 yr fixed Uninsured 4.78% 4.85% Get this rate
First National Monoline 10 yr fixed Insurable ≤75% 4.78% 4.84% Get this rate
RFA Mortgage Corporation Monoline 10 yr fixed Insurable ≤70% 4.78% 4.84% Get this rate
Strive Capital Monoline 10 yr fixed Insurable ≤80% 4.78% 4.84% Get this rate
Meridian Credit Union Credit union 10 yr fixed Insured 4.78% 4.84% Get this rate
BMO Big Six bank 2 yr fixed Insurable ≤75% 4.79% 4.85% Get this rate
CIBC Big Six bank 2 yr fixed Insurable ≤70% 4.79% 4.85% Get this rate
Home Trust Trust company 10 yr fixed Insured 4.79% 4.85% Get this rate
MCAP Monoline 10 yr fixed Insurable ≤80% 4.79% 4.85% Get this rate
Merix Financial Monoline 10 yr fixed Insurable ≤75% 4.79% 4.85% Get this rate
CMLS Financial Monoline 10 yr fixed Insurable ≤70% 4.79% 4.85% Get this rate
TD Bank Big Six bank 2 yr fixed Insurable ≤75% 4.80% 4.86% Get this rate
Scotiabank Big Six bank 2 yr fixed Insurable ≤80% 4.80% 4.86% Get this rate
DUCA Credit Union Credit union 2 yr fixed Uninsured 4.80% 4.87% Get this rate
First National Monoline 10 yr fixed Insurable ≤80% 4.80% 4.86% Get this rate
RFA Mortgage Corporation Monoline 10 yr fixed Insurable ≤75% 4.80% 4.86% Get this rate
BMO Big Six bank 2 yr fixed Insurable ≤80% 4.81% 4.87% Get this rate
CIBC Big Six bank 2 yr fixed Insurable ≤75% 4.81% 4.87% Get this rate
Meridian Credit Union Credit union 2 yr fixed Uninsured 4.81% 4.88% Get this rate
Merix Financial Monoline 10 yr fixed Insurable ≤80% 4.81% 4.87% Get this rate
CMLS Financial Monoline 10 yr fixed Insurable ≤75% 4.81% 4.87% Get this rate
Strive Capital Monoline 1 yr fixed Insurable ≤65% 4.82% 4.88% Get this rate
TD Bank Big Six bank 2 yr fixed Insurable ≤80% 4.82% 4.88% Get this rate
Home Trust Trust company 2 yr fixed Uninsured 4.82% 4.89% Get this rate
Scotiabank Big Six bank 7 yr fixed Uninsured 4.82% 4.89% Get this rate
RFA Mortgage Corporation Monoline 10 yr fixed Insurable ≤80% 4.82% 4.88% Get this rate
MCAP Monoline 1 yr fixed Insurable ≤65% 4.83% 4.89% Get this rate
CIBC Big Six bank 2 yr fixed Insurable ≤80% 4.83% 4.89% Get this rate
BMO Big Six bank 7 yr fixed Uninsured 4.83% 4.90% Get this rate
National Bank Schedule I bank 10 yr fixed Insured 4.83% 4.89% Get this rate
CMLS Financial Monoline 10 yr fixed Insurable ≤80% 4.83% 4.89% Get this rate
First National Monoline 1 yr fixed Insurable ≤65% 4.84% 4.90% Get this rate
Strive Capital Monoline 1 yr fixed Insurable ≤70% 4.84% 4.90% Get this rate
TD Bank Big Six bank 7 yr fixed Uninsured 4.84% 4.91% Get this rate
Equitable Bank Schedule I bank 1 yr fixed Insured 4.85% 4.91% Get this rate
MCAP Monoline 1 yr fixed Insurable ≤70% 4.85% 4.91% Get this rate
Merix Financial Monoline 1 yr fixed Insurable ≤65% 4.85% 4.91% Get this rate
CIBC Big Six bank 7 yr fixed Uninsured 4.85% 4.92% Get this rate
Equitable Bank Schedule I bank 10 yr fixed Insurable ≤65% 4.85% 4.91% Get this rate
Community Trust Trust company 10 yr fixed Insured 4.85% 4.91% Get this rate
First National Monoline 1 yr fixed Insurable ≤70% 4.86% 4.92% Get this rate
RFA Mortgage Corporation Monoline 1 yr fixed Insurable ≤65% 4.86% 4.92% Get this rate
Strive Capital Monoline 1 yr fixed Insurable ≤75% 4.86% 4.92% Get this rate
National Bank Schedule I bank 2 yr fixed Uninsured 4.86% 4.93% Get this rate
MCAP Monoline 1 yr fixed Insurable ≤75% 4.87% 4.93% Get this rate
Merix Financial Monoline 1 yr fixed Insurable ≤70% 4.87% 4.93% Get this rate
CMLS Financial Monoline 1 yr fixed Insurable ≤65% 4.87% 4.93% Get this rate
DUCA Credit Union Credit union 1 yr fixed Insured 4.87% 4.93% Get this rate
Equitable Bank Schedule I bank 10 yr fixed Insurable ≤70% 4.87% 4.93% Get this rate
DUCA Credit Union Credit union 10 yr fixed Insurable ≤65% 4.87% 4.93% Get this rate
First National Monoline 1 yr fixed Insurable ≤75% 4.88% 4.94% Get this rate
RFA Mortgage Corporation Monoline 1 yr fixed Insurable ≤70% 4.88% 4.94% Get this rate
Strive Capital Monoline 1 yr fixed Insurable ≤80% 4.88% 4.94% Get this rate
Meridian Credit Union Credit union 1 yr fixed Insured 4.88% 4.94% Get this rate
Community Trust Trust company 2 yr fixed Uninsured 4.88% 4.95% Get this rate
Meridian Credit Union Credit union 10 yr fixed Insurable ≤65% 4.88% 4.94% Get this rate
Home Trust Trust company 1 yr fixed Insured 4.89% 4.95% Get this rate
MCAP Monoline 1 yr fixed Insurable ≤80% 4.89% 4.95% Get this rate
Merix Financial Monoline 1 yr fixed Insurable ≤75% 4.89% 4.95% Get this rate
CMLS Financial Monoline 1 yr fixed Insurable ≤70% 4.89% 4.95% Get this rate
Scotiabank Big Six bank 10 yr fixed Insured 4.89% 4.95% Get this rate
Equitable Bank Schedule I bank 10 yr fixed Insurable ≤75% 4.89% 4.95% Get this rate
Home Trust Trust company 10 yr fixed Insurable ≤65% 4.89% 4.95% Get this rate
DUCA Credit Union Credit union 10 yr fixed Insurable ≤70% 4.89% 4.95% Get this rate
First National Monoline 1 yr fixed Insurable ≤80% 4.90% 4.96% Get this rate
RFA Mortgage Corporation Monoline 1 yr fixed Insurable ≤75% 4.90% 4.96% Get this rate
BMO Big Six bank 10 yr fixed Insured 4.90% 4.96% Get this rate
Strive Capital Monoline 10 yr fixed Uninsured 4.90% 4.97% Get this rate
Meridian Credit Union Credit union 10 yr fixed Insurable ≤70% 4.90% 4.96% Get this rate
Merix Financial Monoline 1 yr fixed Insurable ≤80% 4.91% 4.97% Get this rate
CMLS Financial Monoline 1 yr fixed Insurable ≤75% 4.91% 4.97% Get this rate
TD Bank Big Six bank 10 yr fixed Insured 4.91% 4.97% Get this rate
Equitable Bank Schedule I bank 10 yr fixed Insurable ≤80% 4.91% 4.97% Get this rate
Home Trust Trust company 10 yr fixed Insurable ≤70% 4.91% 4.97% Get this rate
MCAP Monoline 10 yr fixed Uninsured 4.91% 4.98% Get this rate
DUCA Credit Union Credit union 10 yr fixed Insurable ≤75% 4.91% 4.97% Get this rate
RFA Mortgage Corporation Monoline 1 yr fixed Insurable ≤80% 4.92% 4.98% Get this rate
Scotiabank Big Six bank 2 yr fixed Uninsured 4.92% 4.99% Get this rate
CIBC Big Six bank 10 yr fixed Insured 4.92% 4.98% Get this rate
First National Monoline 10 yr fixed Uninsured 4.92% 4.99% Get this rate
Meridian Credit Union Credit union 10 yr fixed Insurable ≤75% 4.92% 4.98% Get this rate
National Bank Schedule I bank 1 yr fixed Insured 4.93% 4.99% Get this rate
CMLS Financial Monoline 1 yr fixed Insurable ≤80% 4.93% 4.99% Get this rate
BMO Big Six bank 2 yr fixed Uninsured 4.93% 5.00% Get this rate
National Bank Schedule I bank 10 yr fixed Insurable ≤65% 4.93% 4.99% Get this rate
Home Trust Trust company 10 yr fixed Insurable ≤75% 4.93% 4.99% Get this rate
Merix Financial Monoline 10 yr fixed Uninsured 4.93% 5.00% Get this rate
DUCA Credit Union Credit union 10 yr fixed Insurable ≤80% 4.93% 4.99% Get this rate
TD Bank Big Six bank 2 yr fixed Uninsured 4.94% 5.01% Get this rate
RFA Mortgage Corporation Monoline 10 yr fixed Uninsured 4.94% 5.01% Get this rate
Meridian Credit Union Credit union 10 yr fixed Insurable ≤80% 4.94% 5.00% Get this rate
Equitable Bank Schedule I bank 1 yr fixed Insurable ≤65% 4.95% 5.01% Get this rate
Community Trust Trust company 1 yr fixed Insured 4.95% 5.01% Get this rate
CIBC Big Six bank 2 yr fixed Uninsured 4.95% 5.02% Get this rate
National Bank Schedule I bank 10 yr fixed Insurable ≤70% 4.95% 5.01% Get this rate
Home Trust Trust company 10 yr fixed Insurable ≤80% 4.95% 5.01% Get this rate
Community Trust Trust company 10 yr fixed Insurable ≤65% 4.95% 5.01% Get this rate
CMLS Financial Monoline 10 yr fixed Uninsured 4.95% 5.02% Get this rate
Equitable Bank Schedule I bank 1 yr fixed Insurable ≤70% 4.97% 5.03% Get this rate
DUCA Credit Union Credit union 1 yr fixed Insurable ≤65% 4.97% 5.03% Get this rate
National Bank Schedule I bank 10 yr fixed Insurable ≤75% 4.97% 5.03% Get this rate
Community Trust Trust company 10 yr fixed Insurable ≤70% 4.97% 5.03% Get this rate
Meridian Credit Union Credit union 1 yr fixed Insurable ≤65% 4.98% 5.04% Get this rate
Scotiabank Big Six bank 1 yr fixed Insured 4.99% 5.05% Get this rate
Equitable Bank Schedule I bank 1 yr fixed Insurable ≤75% 4.99% 5.05% Get this rate
Home Trust Trust company 1 yr fixed Insurable ≤65% 4.99% 5.05% Get this rate
DUCA Credit Union Credit union 1 yr fixed Insurable ≤70% 4.99% 5.05% Get this rate
Scotiabank Big Six bank 10 yr fixed Insurable ≤65% 4.99% 5.05% Get this rate
National Bank Schedule I bank 10 yr fixed Insurable ≤80% 4.99% 5.05% Get this rate
Community Trust Trust company 10 yr fixed Insurable ≤75% 4.99% 5.05% Get this rate
BMO Big Six bank 1 yr fixed Insured 5.00% 5.06% Get this rate
Strive Capital Monoline 1 yr fixed Uninsured 5.00% 5.07% Get this rate
Meridian Credit Union Credit union 1 yr fixed Insurable ≤70% 5.00% 5.06% Get this rate
BMO Big Six bank 10 yr fixed Insurable ≤65% 5.00% 5.06% Get this rate
TD Bank Big Six bank 1 yr fixed Insured 5.01% 5.07% Get this rate
Equitable Bank Schedule I bank 1 yr fixed Insurable ≤80% 5.01% 5.07% Get this rate
Home Trust Trust company 1 yr fixed Insurable ≤70% 5.01% 5.07% Get this rate
MCAP Monoline 1 yr fixed Uninsured 5.01% 5.08% Get this rate
DUCA Credit Union Credit union 1 yr fixed Insurable ≤75% 5.01% 5.07% Get this rate
TD Bank Big Six bank 10 yr fixed Insurable ≤65% 5.01% 5.07% Get this rate
Scotiabank Big Six bank 10 yr fixed Insurable ≤70% 5.01% 5.07% Get this rate
Community Trust Trust company 10 yr fixed Insurable ≤80% 5.01% 5.07% Get this rate
CIBC Big Six bank 1 yr fixed Insured 5.02% 5.08% Get this rate
First National Monoline 1 yr fixed Uninsured 5.02% 5.09% Get this rate
Meridian Credit Union Credit union 1 yr fixed Insurable ≤75% 5.02% 5.08% Get this rate
BMO Big Six bank 10 yr fixed Insurable ≤70% 5.02% 5.08% Get this rate
CIBC Big Six bank 10 yr fixed Insurable ≤65% 5.02% 5.08% Get this rate
National Bank Schedule I bank 1 yr fixed Insurable ≤65% 5.03% 5.09% Get this rate
Home Trust Trust company 1 yr fixed Insurable ≤75% 5.03% 5.09% Get this rate
Merix Financial Monoline 1 yr fixed Uninsured 5.03% 5.10% Get this rate
DUCA Credit Union Credit union 1 yr fixed Insurable ≤80% 5.03% 5.09% Get this rate
TD Bank Big Six bank 10 yr fixed Insurable ≤70% 5.03% 5.09% Get this rate
Scotiabank Big Six bank 10 yr fixed Insurable ≤75% 5.03% 5.09% Get this rate
Equitable Bank Schedule I bank 10 yr fixed Uninsured 5.03% 5.10% Get this rate
RFA Mortgage Corporation Monoline 1 yr fixed Uninsured 5.04% 5.11% Get this rate
Meridian Credit Union Credit union 1 yr fixed Insurable ≤80% 5.04% 5.10% Get this rate
BMO Big Six bank 10 yr fixed Insurable ≤75% 5.04% 5.10% Get this rate
CIBC Big Six bank 10 yr fixed Insurable ≤70% 5.04% 5.10% Get this rate
National Bank Schedule I bank 1 yr fixed Insurable ≤70% 5.05% 5.11% Get this rate
Home Trust Trust company 1 yr fixed Insurable ≤80% 5.05% 5.11% Get this rate
Community Trust Trust company 1 yr fixed Insurable ≤65% 5.05% 5.11% Get this rate
CMLS Financial Monoline 1 yr fixed Uninsured 5.05% 5.12% Get this rate
TD Bank Big Six bank 10 yr fixed Insurable ≤75% 5.05% 5.11% Get this rate
Scotiabank Big Six bank 10 yr fixed Insurable ≤80% 5.05% 5.11% Get this rate
DUCA Credit Union Credit union 10 yr fixed Uninsured 5.05% 5.12% Get this rate
BMO Big Six bank 10 yr fixed Insurable ≤80% 5.06% 5.12% Get this rate
CIBC Big Six bank 10 yr fixed Insurable ≤75% 5.06% 5.12% Get this rate
Meridian Credit Union Credit union 10 yr fixed Uninsured 5.06% 5.13% Get this rate
National Bank Schedule I bank 1 yr fixed Insurable ≤75% 5.07% 5.13% Get this rate
Community Trust Trust company 1 yr fixed Insurable ≤70% 5.07% 5.13% Get this rate
TD Bank Big Six bank 10 yr fixed Insurable ≤80% 5.07% 5.13% Get this rate
Home Trust Trust company 10 yr fixed Uninsured 5.07% 5.14% Get this rate
CIBC Big Six bank 10 yr fixed Insurable ≤80% 5.08% 5.14% Get this rate
Scotiabank Big Six bank 1 yr fixed Insurable ≤65% 5.09% 5.15% Get this rate
National Bank Schedule I bank 1 yr fixed Insurable ≤80% 5.09% 5.15% Get this rate
Community Trust Trust company 1 yr fixed Insurable ≤75% 5.09% 5.15% Get this rate
BMO Big Six bank 1 yr fixed Insurable ≤65% 5.10% 5.16% Get this rate
TD Bank Big Six bank 1 yr fixed Insurable ≤65% 5.11% 5.17% Get this rate
Scotiabank Big Six bank 1 yr fixed Insurable ≤70% 5.11% 5.17% Get this rate
Community Trust Trust company 1 yr fixed Insurable ≤80% 5.11% 5.17% Get this rate
National Bank Schedule I bank 10 yr fixed Uninsured 5.11% 5.18% Get this rate
BMO Big Six bank 1 yr fixed Insurable ≤70% 5.12% 5.18% Get this rate
CIBC Big Six bank 1 yr fixed Insurable ≤65% 5.12% 5.18% Get this rate
TD Bank Big Six bank 1 yr fixed Insurable ≤70% 5.13% 5.19% Get this rate
Scotiabank Big Six bank 1 yr fixed Insurable ≤75% 5.13% 5.19% Get this rate
Equitable Bank Schedule I bank 1 yr fixed Uninsured 5.13% 5.20% Get this rate
Community Trust Trust company 10 yr fixed Uninsured 5.13% 5.20% Get this rate
BMO Big Six bank 1 yr fixed Insurable ≤75% 5.14% 5.20% Get this rate
CIBC Big Six bank 1 yr fixed Insurable ≤70% 5.14% 5.20% Get this rate
TD Bank Big Six bank 1 yr fixed Insurable ≤75% 5.15% 5.21% Get this rate
Scotiabank Big Six bank 1 yr fixed Insurable ≤80% 5.15% 5.21% Get this rate
DUCA Credit Union Credit union 1 yr fixed Uninsured 5.15% 5.22% Get this rate
BMO Big Six bank 1 yr fixed Insurable ≤80% 5.16% 5.22% Get this rate
CIBC Big Six bank 1 yr fixed Insurable ≤75% 5.16% 5.22% Get this rate
Meridian Credit Union Credit union 1 yr fixed Uninsured 5.16% 5.23% Get this rate
TD Bank Big Six bank 1 yr fixed Insurable ≤80% 5.17% 5.23% Get this rate
Home Trust Trust company 1 yr fixed Uninsured 5.17% 5.24% Get this rate
Scotiabank Big Six bank 10 yr fixed Uninsured 5.17% 5.24% Get this rate
CIBC Big Six bank 1 yr fixed Insurable ≤80% 5.18% 5.24% Get this rate
BMO Big Six bank 10 yr fixed Uninsured 5.18% 5.25% Get this rate
TD Bank Big Six bank 10 yr fixed Uninsured 5.19% 5.26% Get this rate
CIBC Big Six bank 10 yr fixed Uninsured 5.20% 5.27% Get this rate
National Bank Schedule I bank 1 yr fixed Uninsured 5.21% 5.28% Get this rate
Community Trust Trust company 1 yr fixed Uninsured 5.23% 5.30% Get this rate
Scotiabank Big Six bank 1 yr fixed Uninsured 5.27% 5.34% Get this rate
BMO Big Six bank 1 yr fixed Uninsured 5.28% 5.35% Get this rate
TD Bank Big Six bank 1 yr fixed Uninsured 5.29% 5.36% Get this rate
CIBC Big Six bank 1 yr fixed Uninsured 5.30% 5.37% Get this rate
Haventree Bank Alternative (B) 3 yr fixed Uninsured 5.92% 5.99% Get this rate
Haventree Bank Alternative (B) 2 yr fixed Uninsured 6.27% 6.34% Get this rate
Haventree Bank Alternative (B) 1 yr fixed Uninsured 6.62% 6.69% Get this rate
Fisgard Asset Management MIC 3 yr fixed Uninsured 7.77% 7.84% Get this rate
Fisgard Asset Management MIC 2 yr fixed Uninsured 8.12% 8.19% Get this rate
Fisgard Asset Management MIC 1 yr fixed Uninsured 8.47% 8.54% Get this rate

Rates are the lowest we have collected for each combination and are not an offer or a commitment to lend by anyone. Every payment on this site uses semi-annual compounding, the Canadian standard.

The three shelves

Almost every rate comparison site shows you one number. Lenders publish three, and which one applies to you is decided before your credit score is ever considered.

Insured

Under 20% down

You put less than 20% down and default insurance is on the file. The lender carries no loss exposure, so these are the lowest rates on the board — but the premium is added to your mortgage.

Insurable

20%+ down, under $1M, 25-year amortization

You put 20% or more down but the file still fits portfolio-insurance rules, so the lender can insure it in bulk at its own cost. Priced between insured and uninsured, and tiered by loan-to-value.

Uninsured

Refinances, $1M+, 30-year amortization, rentals

The lender keeps the full risk: refinances, properties at or above $1M, amortizations past 25 years, and rentals. Rates sit highest here, typically 20 to 40 basis points above insured.

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Questions

What is the difference between insured, insurable and uninsured?

Insured means less than 20% down with default insurance on the file — the lowest rates, because the lender carries no loss. Insurable means 20% or more down on a file the lender can still portfolio-insure: under $1M, 25-year amortization, owner-occupied. Uninsured is everything else — refinances, $1M-plus properties, 30-year amortizations, rentals — and prices highest.

Why does more money down sometimes mean a worse rate?

Because crossing 20% moves you off insured pricing. The premium disappears but the rate goes up. Between roughly 15% and 20% down the arithmetic can favour putting less down and paying the premium. It is worth running both before you decide.

How often do these change?

Every two to three business days, and immediately when the Bank of Canada moves. This board was last updated 2026-08-21.

Is the lowest rate the best deal?

Often not. The cheapest rates usually come with the tightest prepayment terms and the most punitive break penalties, and a fair share of files that break a five-year term early would have been better off a few basis points higher with a fair penalty clause. The rate is one term of the contract.

What is APR and why is it different from the rate?

APR folds the mandatory costs of the mortgage into the interest rate so two offers can be compared on one number. A lender with a low rate and a high fee can have a worse APR than a lender with a higher rate and none.

The board is the shop window. Your file decides the price.

When you are ready to do something with these numbers, we will introduce you to a licensed broker who can put the file in front of lenders. Nothing here obliges you to.

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