Unimor Capital Corporation Mortgage Lender Profile
Generally for Borrowers in Windsor-Essex and southwestern Ontario needing residential, commercial, farm or land financing, privately funded or placed with an institutional lender.
Who they are
Unimor Capital Corporation, which markets itself as UCC Mortgage Co., is a mortgage brokerage and mortgage administrator in Windsor, Ontario, serving Windsor-Essex County and southwestern Ontario. The business traces its origins to Unimor Financial Services, established in 1974, with the present corporation incorporated in 1991. It is licensed in Ontario as mortgage brokerage #10675 and, since August 2008, as mortgage administrator #11657, and states it is the only brokerage in Windsor-Essex County holding an administration licence. The mortgages it arranges are funded by private investors in their own name, through a self-directed RRSP, or through a corporation, with Unimor administering the loans.
What they lend on, and who for
Unimor arranges and administers residential, commercial and private mortgages, along with farm and agricultural financing, vacant land and land development loans, debt consolidation, refinancing and credit lines. Because it holds an administrator licence, it can service privately funded mortgages on behalf of individual lenders rather than pooling capital in a single fund. It also places business with institutional lenders, so you may meet it either as the firm arranging a mortgage elsewhere or as the source of the private money itself. If you approach it for private financing, confirm current appetite, geography and product terms directly with the office.
How to approach Unimor Capital Corporation
You can contact Unimor Capital Corporation yourself; nothing stops you. What you cannot easily find out is what they will actually accept. What loan-to-value they will genuinely go to on your property, what exit they want to see, what the lender fee comes to, and how fast they can fund — none of that is published in full anywhere, and it moves.
A licensed broker who places files with lenders like this every week knows those criteria, and more usefully knows how to structure a file so it lands inside them rather than just outside. On anything that is not a straightforward salaried purchase, that structuring is most of the difference between an approval and a decline. It costs you nothing on a prime mortgage — the lender pays the broker when it funds.
| Lender type | Private |
| Registered as | Unimor Capital Corporation |
| Head office | 420 Kildare Road, Suite 301, Windsor, ON N8Y 3G4 |
| Website | uccmortgageco.com |
| Phone | 519-255-9505 |
Get notified 90 days before your renewal
Your lender contacts you at 30 days, when you have no time to shop. We reach you at 90 — early enough to lock a hold and personalize your offers.
Borrower ratings for Unimor Capital Corporation
In today’s world, reviews dictate the service industry. Brokers have taken the hit for bad lenders. We bring the consumer experience to light to help borrowers decide.
How quickly did they issue a commitment and get to funding?
Was the rate you got competitive for the product you qualified for?
Could you reach someone, and did they resolve things?
Portal, e-signing, document upload, online account — did it work?
Were the terms, fees and penalties clear before you signed?
Worked with Unimor Capital Corporation?
Score them on the five things above. We confirm every review by email before it publishes, and we publish the bad ones too.
Questions about Unimor Capital Corporation
Is Unimor Capital Corporation a real mortgage lender?
Yes. Unimor Capital Corporation is a private based in Ontario. Its own site is uccmortgageco.com.
What kind of lender is Unimor Capital Corporation?
Private — categorised in our directory as Private Lender. Equity lenders — the property matters more than the borrower. Short terms, higher rates, lender fees, and speed. Right for a genuinely temporary problem, wrong as a destination.
Should I go to Unimor Capital Corporation directly or through a broker?
You can approach them yourself. The reason most people do not is that a lender's real criteria — how income is read, what is accepted as documentation, what will be allowed as an exception — are not published, and they change. A broker who works with Unimor Capital Corporation regularly knows them and knows how to present a file to fit them, which on anything other than a simple salaried purchase is usually what decides the answer. On a prime mortgage it costs you nothing either way, because the lender pays the broker when it funds.
Would Unimor Capital Corporation approve me?
No profile page can answer that, and any site that tries is guessing. It turns on how your income is earned and how much of it a lender will count, your credit history, the property itself, and how much you need against what it is worth. Those are the questions a licensed broker asks before naming a lender — and they will tell you which ones realistically fit, this one included, and which would price it better.
Where does Unimor Capital Corporation lend?
Its head office is in Ontario. Lending areas change and are not always the same as where the lender is based — confirm current coverage with the lender or a broker before planning around it.
Would Unimor Capital Corporation take your file?
Send us the details and a licensed broker will tell you which lenders fit — this one included, and the ones that would price it better.
Send us the file