Oppono Lending Company Mortgage Lender Profile
Generally for Ontario homeowners with equity in their property who cannot pass a bank's income and credit tests.
Who they are
Oppono Lending Company is a private mortgage lender serving borrowers across Ontario, with an office listed in Markham. It is an equity-based lender, and it works through mortgage brokers and other referral professionals rather than lending direct to consumers at scale. In practice that means you would not approach Oppono yourself; a licensed mortgage broker would put your file forward on your behalf. The company does not publish details of its corporate structure, the year it launched, who owns it, or whether it raises money from outside investors, and it does not describe itself as a mortgage investment corporation.
What they lend on, and who for
Oppono lends on residential property, offering equity-based mortgages, refinancing and home-equity solutions. It positions itself for borrowers who cannot satisfy conventional income and credit tests, so it is aimed at people the banks have declined rather than at those who qualify easily. Published material references service across the Greater Toronto Area and Ottawa, including Toronto, Markham, Mississauga, Brampton, Scarborough, Etobicoke, Milton and Oakville. Oppono does not publish the mortgage positions it takes, its term lengths, the property types it accepts or its programme details, so your broker would need to ask for current terms.
How to approach Oppono Lending Company
You can contact Oppono Lending Company yourself; nothing stops you. What you cannot easily find out is what they will actually accept. What loan-to-value they will genuinely go to on your property, what exit they want to see, what the lender fee comes to, and how fast they can fund — none of that is published in full anywhere, and it moves.
A licensed broker who places files with lenders like this every week knows those criteria, and more usefully knows how to structure a file so it lands inside them rather than just outside. On anything that is not a straightforward salaried purchase, that structuring is most of the difference between an approval and a decline. It costs you nothing on a prime mortgage — the lender pays the broker when it funds.
| Lender type | Private |
| Trade name of | MCC Asset Management Inc. |
| Head office | 110 - 675 Cochrane Drive, North Tower, Markham, ON L3R 0B8 (from BBB, not official site) |
| Website | oppono.com |
| Phone | 905-886-5352 |
Get notified 90 days before your renewal
Your lender contacts you at 30 days, when you have no time to shop. We reach you at 90 — early enough to lock a hold and personalize your offers.
Borrower ratings for Oppono Lending Company
In today’s world, reviews dictate the service industry. Brokers have taken the hit for bad lenders. We bring the consumer experience to light to help borrowers decide.
How quickly did they issue a commitment and get to funding?
Was the rate you got competitive for the product you qualified for?
Could you reach someone, and did they resolve things?
Portal, e-signing, document upload, online account — did it work?
Were the terms, fees and penalties clear before you signed?
Worked with Oppono Lending Company?
Score them on the five things above. We confirm every review by email before it publishes, and we publish the bad ones too.
Questions about Oppono Lending Company
Is Oppono Lending Company a real mortgage lender?
Yes. Oppono Lending Company is a private based in Ontario. Its own site is oppono.com.
What kind of lender is Oppono Lending Company?
Private — categorised in our directory as Private Lender. Equity lenders — the property matters more than the borrower. Short terms, higher rates, lender fees, and speed. Right for a genuinely temporary problem, wrong as a destination.
Should I go to Oppono Lending Company directly or through a broker?
You can approach them yourself. The reason most people do not is that a lender's real criteria — how income is read, what is accepted as documentation, what will be allowed as an exception — are not published, and they change. A broker who works with Oppono Lending Company regularly knows them and knows how to present a file to fit them, which on anything other than a simple salaried purchase is usually what decides the answer. On a prime mortgage it costs you nothing either way, because the lender pays the broker when it funds.
Would Oppono Lending Company approve me?
No profile page can answer that, and any site that tries is guessing. It turns on how your income is earned and how much of it a lender will count, your credit history, the property itself, and how much you need against what it is worth. Those are the questions a licensed broker asks before naming a lender — and they will tell you which ones realistically fit, this one included, and which would price it better.
Where does Oppono Lending Company lend?
Its head office is in Ontario. Lending areas change and are not always the same as where the lender is based — confirm current coverage with the lender or a broker before planning around it.
Would Oppono Lending Company take your file?
Send us the details and a licensed broker will tell you which lenders fit — this one included, and the ones that would price it better.
Send us the file