New Haven Mortgage Corporation Mortgage Lender Profile
Generally for Ontario borrowers with equity in a marketable property whose income documents or credit score will not satisfy conventional lenders.
Who they are
New Haven Mortgage Corporation is an Ontario mortgage investment corporation lender, operating from North York in Toronto and dealing through the mortgage broker channel rather than directly with the public. Its associated investment vehicle is New Haven Mortgage Income Fund (1) Inc., through which capital is raised and put into the mortgage portfolio, while the corporation itself handles underwriting, origination, fulfilment and loan servicing with its own in-house team. It markets itself under the tagline The Good Lender, emphasising transparent pricing, a dependable product and consistent staff. It lends throughout Ontario, and does not publish a founding year on its website.
What they lend on, and who for
New Haven positions itself as an alternative lender whose underwriting is rooted in the integrity and marketability of the real estate rather than in conventional credit scoring. As a result it considers a wide variety of borrower types and accepts a range of property types across Ontario. In practice that means an equity-driven assessment, in which the property, its location and its resale prospects carry more weight than income documentation or a credit score. Specific product terms, loan-to-value limits and rates are not published, so they are settled file by file rather than from a rate sheet.
How to approach New Haven Mortgage Corporation
You can contact New Haven Mortgage Corporation yourself; nothing stops you. What you cannot easily find out is what they will actually accept. What loan-to-value they will genuinely go to on your property, what exit they want to see, what the lender fee comes to, and how fast they can fund — none of that is published in full anywhere, and it moves.
A licensed broker who places files with lenders like this every week knows those criteria, and more usefully knows how to structure a file so it lands inside them rather than just outside. On anything that is not a straightforward salaried purchase, that structuring is most of the difference between an approval and a decline. It costs you nothing on a prime mortgage — the lender pays the broker when it funds.
| Lender type | Private · MIC |
| Registered as | New Haven Mortgage Corporation |
| Head office | 1220 Sheppard Avenue East, Suite 206, North York (Toronto), ON M2K 2S5 |
| Website | newhavenmortgage.com |
| Phone | 416-636-0000 |
Get notified 90 days before your renewal
Your lender contacts you at 30 days, when you have no time to shop. We reach you at 90 — early enough to lock a hold and personalize your offers.
Borrower ratings for New Haven Mortgage Corporation
In today’s world, reviews dictate the service industry. Brokers have taken the hit for bad lenders. We bring the consumer experience to light to help borrowers decide.
How quickly did they issue a commitment and get to funding?
Was the rate you got competitive for the product you qualified for?
Could you reach someone, and did they resolve things?
Portal, e-signing, document upload, online account — did it work?
Were the terms, fees and penalties clear before you signed?
Worked with New Haven Mortgage Corporation?
Score them on the five things above. We confirm every review by email before it publishes, and we publish the bad ones too.
Questions about New Haven Mortgage Corporation
Is New Haven Mortgage Corporation a real mortgage lender?
Yes. New Haven Mortgage Corporation is a private (mic) based in Ontario. Its own site is newhavenmortgage.com.
What kind of lender is New Haven Mortgage Corporation?
Private — categorised in our directory as MIC. Equity lenders — the property matters more than the borrower. Short terms, higher rates, lender fees, and speed. Right for a genuinely temporary problem, wrong as a destination.
Should I go to New Haven Mortgage Corporation directly or through a broker?
You can approach them yourself. The reason most people do not is that a lender's real criteria — how income is read, what is accepted as documentation, what will be allowed as an exception — are not published, and they change. A broker who works with New Haven Mortgage Corporation regularly knows them and knows how to present a file to fit them, which on anything other than a simple salaried purchase is usually what decides the answer. On a prime mortgage it costs you nothing either way, because the lender pays the broker when it funds.
Would New Haven Mortgage Corporation approve me?
No profile page can answer that, and any site that tries is guessing. It turns on how your income is earned and how much of it a lender will count, your credit history, the property itself, and how much you need against what it is worth. Those are the questions a licensed broker asks before naming a lender — and they will tell you which ones realistically fit, this one included, and which would price it better.
Where does New Haven Mortgage Corporation lend?
Its head office is in Ontario. Lending areas change and are not always the same as where the lender is based — confirm current coverage with the lender or a broker before planning around it.
Would New Haven Mortgage Corporation take your file?
Send us the details and a licensed broker will tell you which lenders fit — this one included, and the ones that would price it better.
Send us the file