Neighbourhood Holding Company Ltd. Mortgage Lender Profile
Generally for Homeowners temporarily outside bank guidelines through self-employment, separation, an estate or a pending sale, needing short-term interest-only financing.
Who they are
Neighbourhood Holding Company Ltd., which trades as Neighbourhood Holdings, is a Canadian alternative mortgage lender founded in 2015 out of a single-family investment office and headquartered at 355 Burrard Street in Vancouver. It lends through the mortgage broker channel, so a licensed broker submits your application on your behalf, and it is licensed as a mortgage administrator, lender and brokerage in the provinces where it operates. In October 2025 it acquired Fisgard Asset Management Corporation, a lender founded in 1994, creating a combined business with more than $750 million in assets under management, roughly 1,550 mortgages and thousands of investors.
What they lend on, and who for
Neighbourhood lends in British Columbia, Alberta, Saskatchewan, Ontario, Quebec and Nova Scotia, with Saskatchewan mortgages arranged through Fisgard. Its mortgages are short-term and interest-only: a one-year classic programme in open, closed and partially open forms, a two-year alt-A closed programme, second mortgages and bridge loans. Typical borrowers are self-employed people, clients in the middle of a life transition such as a separation or an estate, and homeowners bridging the sale of a property, who are temporarily outside bank guidelines. The lender advertises approvals within about a day.
How to approach Neighbourhood Holding Company Ltd.
You can contact Neighbourhood Holding Company Ltd. yourself; nothing stops you. What you cannot easily find out is what they will actually accept. What loan-to-value they will genuinely go to on your property, what exit they want to see, what the lender fee comes to, and how fast they can fund — none of that is published in full anywhere, and it moves.
A licensed broker who places files with lenders like this every week knows those criteria, and more usefully knows how to structure a file so it lands inside them rather than just outside. On anything that is not a straightforward salaried purchase, that structuring is most of the difference between an approval and a decline. It costs you nothing on a prime mortgage — the lender pays the broker when it funds.
| Lender type | Private · MIC |
| Registered as | Neighbourhood Holding Company Ltd. |
| Head office | 355 Burrard Street, Suite 440, Vancouver, BC V6C 2G8 |
| Website | neighbourhood.com |
| Phone | 604-568-4063 |
Get notified 90 days before your renewal
Your lender contacts you at 30 days, when you have no time to shop. We reach you at 90 — early enough to lock a hold and personalize your offers.
Borrower ratings for Neighbourhood Holding Company Ltd.
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Was the rate you got competitive for the product you qualified for?
Could you reach someone, and did they resolve things?
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Were the terms, fees and penalties clear before you signed?
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Questions about Neighbourhood Holding Company Ltd.
Is Neighbourhood Holding Company Ltd. a real mortgage lender?
Yes. Neighbourhood Holding Company Ltd. is a private (mic) based in British Columbia. Its own site is neighbourhood.com.
What kind of lender is Neighbourhood Holding Company Ltd.?
Private — categorised in our directory as MIC/Private. Equity lenders — the property matters more than the borrower. Short terms, higher rates, lender fees, and speed. Right for a genuinely temporary problem, wrong as a destination.
Should I go to Neighbourhood Holding Company Ltd. directly or through a broker?
You can approach them yourself. The reason most people do not is that a lender's real criteria — how income is read, what is accepted as documentation, what will be allowed as an exception — are not published, and they change. A broker who works with Neighbourhood Holding Company Ltd. regularly knows them and knows how to present a file to fit them, which on anything other than a simple salaried purchase is usually what decides the answer. On a prime mortgage it costs you nothing either way, because the lender pays the broker when it funds.
Would Neighbourhood Holding Company Ltd. approve me?
No profile page can answer that, and any site that tries is guessing. It turns on how your income is earned and how much of it a lender will count, your credit history, the property itself, and how much you need against what it is worth. Those are the questions a licensed broker asks before naming a lender — and they will tell you which ones realistically fit, this one included, and which would price it better.
Where does Neighbourhood Holding Company Ltd. lend?
Its head office is in British Columbia. Lending areas change and are not always the same as where the lender is based — confirm current coverage with the lender or a broker before planning around it.
Would Neighbourhood Holding Company Ltd. take your file?
Send us the details and a licensed broker will tell you which lenders fit — this one included, and the ones that would price it better.
Send us the file