Interior Equities Mortgage Lender Profile
Generally for Okanagan-area owners with meaningful equity who need short-term financing quickly after a bank or credit union has declined them.
Who they are
Interior Equities Corp. Is a mortgage investment corporation based in Kelowna. It has been lending in British Columbia's Okanagan region since 1982. It is registered as a mortgage broker with the BC Financial Services Authority, and it distributes its mortgages through the broker channel, so a licensed broker takes your file to them rather than you applying yourself. It positions itself on speed and flexibility for applications that banks and credit unions decline. Its lending is concentrated in the Okanagan and surrounding interior communities rather than across the whole province. A related company, Interior Leasing Corp., provides vehicle and equipment leasing.
What they lend on, and who for
Interior Equities funds first and second mortgages on residential property, for purchases, refinances, debt consolidation, equity take-outs, home improvements and construction. Its typical borrower cannot qualify for a traditional mortgage because of income documentation, credit history or timing, but holds meaningful equity in a property that would sell readily. The company publishes indicative starting rates for first and second mortgages on its website, and current pricing should be confirmed before you commit. The loans are short-term in nature, on the expectation that you return to conventional financing once your circumstances stabilise.
How to approach Interior Equities
You can contact Interior Equities yourself; nothing stops you. What you cannot easily find out is what they will actually accept. What loan-to-value they will genuinely go to on your property, what exit they want to see, what the lender fee comes to, and how fast they can fund — none of that is published in full anywhere, and it moves.
A licensed broker who places files with lenders like this every week knows those criteria, and more usefully knows how to structure a file so it lands inside them rather than just outside. On anything that is not a straightforward salaried purchase, that structuring is most of the difference between an approval and a decline. It costs you nothing on a prime mortgage — the lender pays the broker when it funds.
| Lender type | Private · MIC |
| Registered as | Interior Equities Corp. |
| Head office | 201 - 1461 St. Paul Street, Kelowna, BC V1Y 2E4 |
| Website | interiorequities.com |
| Phone | 1-800-663-1575 |
Get notified 90 days before your renewal
Your lender contacts you at 30 days, when you have no time to shop. We reach you at 90 — early enough to lock a hold and personalize your offers.
Borrower ratings for Interior Equities
In today’s world, reviews dictate the service industry. Brokers have taken the hit for bad lenders. We bring the consumer experience to light to help borrowers decide.
How quickly did they issue a commitment and get to funding?
Was the rate you got competitive for the product you qualified for?
Could you reach someone, and did they resolve things?
Portal, e-signing, document upload, online account — did it work?
Were the terms, fees and penalties clear before you signed?
Worked with Interior Equities?
Score them on the five things above. We confirm every review by email before it publishes, and we publish the bad ones too.
Questions about Interior Equities
Is Interior Equities a real mortgage lender?
Yes. Interior Equities is a private (mic) based in British Columbia. Its own site is interiorequities.com.
What kind of lender is Interior Equities?
Private — categorised in our directory as MIC. Equity lenders — the property matters more than the borrower. Short terms, higher rates, lender fees, and speed. Right for a genuinely temporary problem, wrong as a destination.
Should I go to Interior Equities directly or through a broker?
You can approach them yourself. The reason most people do not is that a lender's real criteria — how income is read, what is accepted as documentation, what will be allowed as an exception — are not published, and they change. A broker who works with Interior Equities regularly knows them and knows how to present a file to fit them, which on anything other than a simple salaried purchase is usually what decides the answer. On a prime mortgage it costs you nothing either way, because the lender pays the broker when it funds.
Would Interior Equities approve me?
No profile page can answer that, and any site that tries is guessing. It turns on how your income is earned and how much of it a lender will count, your credit history, the property itself, and how much you need against what it is worth. Those are the questions a licensed broker asks before naming a lender — and they will tell you which ones realistically fit, this one included, and which would price it better.
Where does Interior Equities lend?
Its head office is in British Columbia. Lending areas change and are not always the same as where the lender is based — confirm current coverage with the lender or a broker before planning around it.
Would Interior Equities take your file?
Send us the details and a licensed broker will tell you which lenders fit — this one included, and the ones that would price it better.
Send us the file