Dependable Mortgage Solutions Corp. Mortgage Lender Profile
Generally for Alberta homeowners, self-employed borrowers and property investors who need private financing quickly or fall outside bank and B-lender rules.
Who they are
Dependable Mortgage Solutions Corp. Is an Alberta-licensed mortgage brokerage and loan administration firm based in St. Albert, just north of Edmonton. Its own materials date the business to June 2025, which makes it a recent entrant to Alberta's private lending market. It is not a mortgage investment corporation or a pooled fund. Instead it arranges and administers individual private mortgages secured against real estate, pairing individual lenders and professional brokers with borrowers. It raises capital from private mortgage investors through an investor portal that lists current opportunities, and it lends within Alberta only.
What they lend on, and who for
The firm funds private mortgages on residential and acreage properties across Alberta, in both urban and rural areas. It positions itself for non-standard or time-sensitive files that fall outside bank and B-lender criteria. Typical borrowers include self-employed homeowners, real estate investors and entrepreneurs, and the firm describes its mortgages as fully open. A mortgage broker can submit your file, and the company targets a commitment decision within six business hours once the file is complete. If a broker brings the file, that broker stays the person you deal with.
How to approach Dependable Mortgage Solutions Corp.
You can contact Dependable Mortgage Solutions Corp. yourself; nothing stops you. What you cannot easily find out is what they will actually accept. What loan-to-value they will genuinely go to on your property, what exit they want to see, what the lender fee comes to, and how fast they can fund — none of that is published in full anywhere, and it moves.
A licensed broker who places files with lenders like this every week knows those criteria, and more usefully knows how to structure a file so it lands inside them rather than just outside. On anything that is not a straightforward salaried purchase, that structuring is most of the difference between an approval and a decline. It costs you nothing on a prime mortgage — the lender pays the broker when it funds.
| Lender type | Private |
| Registered as | Dependable Mortgage Solutions Corp. |
| Head office | 202 - 15 Carleton Drive, St. Albert, AB (postal code not published) |
| Website | dependablemortgage.ca |
| Phone | 587-702-3242 |
Get notified 90 days before your renewal
Your lender contacts you at 30 days, when you have no time to shop. We reach you at 90 — early enough to lock a hold and personalize your offers.
Borrower ratings for Dependable Mortgage Solutions Corp.
In today’s world, reviews dictate the service industry. Brokers have taken the hit for bad lenders. We bring the consumer experience to light to help borrowers decide.
How quickly did they issue a commitment and get to funding?
Was the rate you got competitive for the product you qualified for?
Could you reach someone, and did they resolve things?
Portal, e-signing, document upload, online account — did it work?
Were the terms, fees and penalties clear before you signed?
Worked with Dependable Mortgage Solutions Corp.?
Score them on the five things above. We confirm every review by email before it publishes, and we publish the bad ones too.
Questions about Dependable Mortgage Solutions Corp.
Is Dependable Mortgage Solutions Corp. a real mortgage lender?
Yes. Dependable Mortgage Solutions Corp. is a private. Its own site is dependablemortgage.ca.
What kind of lender is Dependable Mortgage Solutions Corp.?
Private — categorised in our directory as Private Lender. Equity lenders — the property matters more than the borrower. Short terms, higher rates, lender fees, and speed. Right for a genuinely temporary problem, wrong as a destination.
Should I go to Dependable Mortgage Solutions Corp. directly or through a broker?
You can approach them yourself. The reason most people do not is that a lender's real criteria — how income is read, what is accepted as documentation, what will be allowed as an exception — are not published, and they change. A broker who works with Dependable Mortgage Solutions Corp. regularly knows them and knows how to present a file to fit them, which on anything other than a simple salaried purchase is usually what decides the answer. On a prime mortgage it costs you nothing either way, because the lender pays the broker when it funds.
Would Dependable Mortgage Solutions Corp. approve me?
No profile page can answer that, and any site that tries is guessing. It turns on how your income is earned and how much of it a lender will count, your credit history, the property itself, and how much you need against what it is worth. Those are the questions a licensed broker asks before naming a lender — and they will tell you which ones realistically fit, this one included, and which would price it better.
Where does Dependable Mortgage Solutions Corp. lend?
Lending areas change and are not always the same as where the lender is based — confirm current coverage with the lender or a broker before planning around it.
Would Dependable Mortgage Solutions Corp. take your file?
Send us the details and a licensed broker will tell you which lenders fit — this one included, and the ones that would price it better.
Send us the file