Cambridge Mortgage Investment Corporation Mortgage Lender Profile
Generally for Borrowers in eligible British Columbia, Alberta and Ontario communities needing short-term residential, construction or land financing through a broker.
Who they are
Cambridge Mortgage Investment Corporation is a private mortgage investment corporation, incorporated in British Columbia on 19 February 2007 and based in downtown Vancouver. It is managed by Peet and Cowan Financial Services Inc., and investment subscriptions are handled through its exempt market dealer, Cambridge Capital Management Corporation. Despite the Ontario-sounding name, this is a western Canadian lender that has expanded eastward, lending in British Columbia, Alberta and Ontario. Its preferred shares are open to retail as well as accredited investors, carry no stated minimum subscription, qualify for RRSP, RRIF, RESP and TFSA accounts, and pay quarterly.
What they lend on, and who for
Cambridge lends on first and second mortgages secured by residential property, construction projects and land, in more than seventy-five communities across its three provinces. Terms run from six months to two years, and the borrower can be an individual or a corporation. It lends through the mortgage broker channel, so your file normally reaches Cambridge through a licensed broker rather than directly from you. Two things are worth knowing before you look further: farm properties in British Columbia and Alberta fall outside its lending policy, and the specific list of eligible communities is published on its website.
How to approach Cambridge Mortgage Investment Corporation
You can contact Cambridge Mortgage Investment Corporation yourself; nothing stops you. What you cannot easily find out is what they will actually accept. What loan-to-value they will genuinely go to on your property, what exit they want to see, what the lender fee comes to, and how fast they can fund — none of that is published in full anywhere, and it moves.
A licensed broker who places files with lenders like this every week knows those criteria, and more usefully knows how to structure a file so it lands inside them rather than just outside. On anything that is not a straightforward salaried purchase, that structuring is most of the difference between an approval and a decline. It costs you nothing on a prime mortgage — the lender pays the broker when it funds.
| Lender type | Private · MIC |
| Registered as | Cambridge Mortgage Investment Corporation |
| Head office | Suite 201 - 595 Howe Street, Vancouver, BC V6C 2T5 |
| Website | cambridgemic.com |
| Phone | 604-484-8199 |
Get notified 90 days before your renewal
Your lender contacts you at 30 days, when you have no time to shop. We reach you at 90 — early enough to lock a hold and personalize your offers.
Borrower ratings for Cambridge Mortgage Investment Corporation
In today’s world, reviews dictate the service industry. Brokers have taken the hit for bad lenders. We bring the consumer experience to light to help borrowers decide.
How quickly did they issue a commitment and get to funding?
Was the rate you got competitive for the product you qualified for?
Could you reach someone, and did they resolve things?
Portal, e-signing, document upload, online account — did it work?
Were the terms, fees and penalties clear before you signed?
Worked with Cambridge Mortgage Investment Corporation?
Score them on the five things above. We confirm every review by email before it publishes, and we publish the bad ones too.
Questions about Cambridge Mortgage Investment Corporation
Is Cambridge Mortgage Investment Corporation a real mortgage lender?
Yes. Cambridge Mortgage Investment Corporation is a private (mic) based in British Columbia. Its own site is cambridgemic.com.
What kind of lender is Cambridge Mortgage Investment Corporation?
Private — categorised in our directory as MIC. Equity lenders — the property matters more than the borrower. Short terms, higher rates, lender fees, and speed. Right for a genuinely temporary problem, wrong as a destination.
Should I go to Cambridge Mortgage Investment Corporation directly or through a broker?
You can approach them yourself. The reason most people do not is that a lender's real criteria — how income is read, what is accepted as documentation, what will be allowed as an exception — are not published, and they change. A broker who works with Cambridge Mortgage Investment Corporation regularly knows them and knows how to present a file to fit them, which on anything other than a simple salaried purchase is usually what decides the answer. On a prime mortgage it costs you nothing either way, because the lender pays the broker when it funds.
Would Cambridge Mortgage Investment Corporation approve me?
No profile page can answer that, and any site that tries is guessing. It turns on how your income is earned and how much of it a lender will count, your credit history, the property itself, and how much you need against what it is worth. Those are the questions a licensed broker asks before naming a lender — and they will tell you which ones realistically fit, this one included, and which would price it better.
Where does Cambridge Mortgage Investment Corporation lend?
Its head office is in British Columbia. Lending areas change and are not always the same as where the lender is based — confirm current coverage with the lender or a broker before planning around it.
Would Cambridge Mortgage Investment Corporation take your file?
Send us the details and a licensed broker will tell you which lenders fit — this one included, and the ones that would price it better.
Send us the file