RateShop.ca | Mortgage Learning Centre
Get the lowest mortgage rates in Canada from RateShop.ca
Second Mortgages in Late 2025: Are They Becoming More Popular?
By: Joe Marker Published on: 25/11/2025Second mortgages are gaining popularity in late 2025. Learn why more Canadians use them for debt consolidation, cash flow, and equity access before 2026.
HELOC vs. Refinance
By: Ali Zaidi Published on: 24/11/2025Compare HELOC vs. refinance options for improving cash flow at year-end 2025. Learn which strategy reduces payments, consolidates debt, and maximizes savings.
💳 Debt Consolidation Through Mortgage Refinancing: A Smart 2025 Strategy
By: Ali Zaidi Published on: 22/08/2025New Blog Post Description
HELOC vs Refinance: Best Ways to Tap Home Equity in 2025
By: Ranjit Nanda Published on: 19/08/2025Compare HELOCs and mortgage refinancing in 2025 to see which option helps Canadian homeowners access equity, lower payments, and reach financial goals faster.
5 Year - Fixed Term from
3.89%
*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.