RateShop.ca | Mortgage Learning Centre

Get the lowest mortgage rates in Canada from RateShop.ca

Home Renovation Loans: Essential Insights for Canadian Homeowners

Home Renovation Loans: Essential Insights for Canadian HomeownersBy: Kris Vreck Published on: 02/05/2025

Home renovations are a popular option for homeowners looking to enhance their property value, improve functionality, or simply update their living space. With the fluctuating real estate market conditions in provinces across Canada, financing a home renovation can be a crucial decision. Understanding how mortgage rates impact this financing and choosing the best loan options available can help homeowners make informed decisions.

Mortgage Rates
Home Renovation Loans: Essential Insights for Canadian Homeowners

Bad Credit Mortgage: Understanding Your Options

Bad Credit Mortgage: Understanding Your OptionsBy: Kris Vreck Published on: 21/03/2025

When it comes to purchasing a home in Canada, your credit score plays a crucial role in determining your mortgage eligibility. However, having bad credit doesn’t necessarily mean you can’t achieve your dream of homeownership. In this article, we’ll explore the real estate market, the impact of mortgage rates, and your options for securing a bad credit mortgage.

Mortgage Rates
Bad Credit Mortgage: Understanding Your Options

When Should You Refinance Your Mortgage?

When Should You Refinance Your Mortgage?By: Kris Vreck Published on: 07/02/2025

In this article, we’ll explore the pros and cons of refinancing, highlight its benefits, and discuss potential drawbacks to help you make an informed decision.

Mortgage Rates
When Should You Refinance Your Mortgage?

What's a Sub-Prime Mortgage and how can you get approved?

What's a Sub-Prime Mortgage and how can you get approved?By: Kris Vreck Published on: 07/02/2025

The real estate market shifts with mortgage rates, impacting buyers. Rising rates boost interest in sub-prime mortgages—learn what they are and how to qualify.

Mortgage Rates
What's a Sub-Prime Mortgage and how can you get approved?

5 Year - Fixed Term from

3.91%

*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.