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Mortgage Stress Test

Mortgage Stress TestBy: Joe Marker Published on: 22/12/2025

Learn what to expect from Canada’s mortgage stress test in 2026. Understand qualification rules, renewals, refinancing, and how lower rates affect approval.

Mortgage Rates
Mortgage Stress Test

Pros and Cons of Buying a Home

Pros and Cons of Buying a HomeBy: Joe Marker Published on: 09/12/2025

Explore the pros and cons of buying a home during the holiday season in Canada. Learn about pricing, competition, mortgage deals, winter challenges, and buyer advantages.

Mortgage Rates
Pros and Cons of Buying a Home

Canada Policy in Late 2025

Canada Policy in Late 2025By: Joe Marker Published on: 02/12/2025

Learn how Bank of Canada policy in late 2025 impacts fixed and variable mortgage rates. Explore inflation trends, bond yields, rate cuts, and market expectations.

Mortgage Rates
Canada Policy in Late 2025

Switching Lenders in November 2025

Switching Lenders in November 2025By: Joe Marker Published on: 27/11/2025

Learn how to navigate mortgage penalties when switching lenders in November 2025. Understand IRD vs variable penalties, costs, savings, and smart strategies.

Mortgage Rates
Switching Lenders in November 2025

5 Year - Fixed Term from

3.89%

*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.