RateShop.ca | Mortgage Learning Centre
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First-Time Buyers
By: Joe Marker Published on: 30/12/2025Learn what first-time buyers should plan before January 2026. Get tips on pre-approvals, credit, down payments, incentives, and mortgage preparation.
Second Mortgages in Late 2025
By: Joe Marker Published on: 26/12/2025Learn when second mortgages make sense in late 2025. Explore rates, risks, debt consolidation uses, and how to access home equity without refinancing.
Flow Planning for Rental Properties
By: Joe Marker Published on: 25/12/2025Learn how to plan rental property cash flow going into 2026. Explore mortgage optimization, budgeting, rental income strategies, and expense planning for investors.
Mortgage Stress Test
By: Joe Marker Published on: 22/12/2025Learn what to expect from Canada’s mortgage stress test in 2026. Understand qualification rules, renewals, refinancing, and how lower rates affect approval.
5 Year - Fixed Term from
3.89%
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