How August 2025 Inflation Data Will Affect Mortgage Rates

How August 2025 Inflation Data Will Affect Mortgage Rates

August 08, 20252 min read

📉 1. How August 2025 Inflation Data Will Affect Mortgage Rates

Blog Post:
Canada’s August 2025 inflation report is in — and it’s driving big discussions about mortgage rates. With inflation showing signs of steady cooling, experts predict the Bank of Canada may finally begin easing rate pressures by late Q3. Learn what this means for fixed and variable mortgage rates, how lenders are pricing new offers, and what borrowers can expect heading into fall 2025.

🏦 2. CMHC Policy Changes Coming This Fall – What Buyers Should Know

Blog Post:
New CMHC updates are set to reshape how Canadians qualify for insured mortgages this fall. From adjusted debt-to-income ratios to revised stress test benchmarks, these policy changes could make borrowing easier for some and stricter for others. Find out what’s changing in CMHC’s Fall 2025 update, who benefits most, and how RateShop helps homebuyers adapt.

🌐 3. Bank of Canada and Global Rate Trends: What to Expect in Q3 2025

Blog Post:
Global market shifts are influencing Canadian mortgage rates more than ever in Q3 2025. As central banks in the U.S. and Europe signal easing cycles, the Bank of Canada faces pressure to follow. Learn how international trends, bond yields, and inflation data interact — and how RateShop helps borrowers secure low rates during market transitions.


⚖️ 4. Economic Slowdown or Stability? How Canada’s Economy Shapes Mortgages

Blog Post:
Canada’s 2025 economy is at a crossroads. While inflation cools and unemployment stabilizes, housing affordability remains a concern. What does this mixed picture mean for mortgage rates, refinancing, and real estate investment? Discover how GDP growth, consumer confidence, and bond yields are shaping mortgage opportunities this summer.

📊 5. BoC Monetary Policy Report: Key Mortgage Insights from August 2025

Blog Post:
The Bank of Canada’s August 2025 Monetary Policy Report offers valuable insights into where rates are headed next. With inflation easing and GDP growth stabilizing, economists are watching for signals of an early fall rate cut. We break down the BoC’s projections, inflation targets, and what borrowers should do before the next announcement.

Joey has been experienced as a mortgage deal administrator and sees the market and regulatory trajectory of the Canadian Real estate market. He brings over 5 years of experience in mortgage underwriting and lending helping RateShop clients understand their options better.

Joe Marker

Joey has been experienced as a mortgage deal administrator and sees the market and regulatory trajectory of the Canadian Real estate market. He brings over 5 years of experience in mortgage underwriting and lending helping RateShop clients understand their options better.

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