Best Mortgage Rates for Investment Properties

Best Mortgage Rates for Investment Properties in August 2025

August 07, 20252 min read

💰 1. Best Mortgage Rates for Investment Properties in August 2025

Blog Post:
Real estate investors in Canada are watching mortgage rates closely this August 2025. With inflation cooling and lenders adjusting their pricing, now may be the best time to lock in a low rate for your next rental purchase. Compare top lenders offering competitive investment property mortgage rates and discover how RateShop helps you find flexible financing for duplexes, condos, and multifamily homes.

🏠 2. How Canada’s Rental Market Is Changing for Investors This Summer

Blog Post:
The summer of 2025 is reshaping Canada’s rental market. As urban vacancy rates tighten and smaller cities see rising demand, investors are shifting toward multi-unit and suburban rentals. Learn how economic trends, immigration growth, and affordability challenges are driving rental demand — and what strategies help investors stay profitable.

🏘️ 3. Short-Term vs Long-Term Rentals: Which Strategy Wins in 2025?

Blog Post:
Airbnb or annual lease? In 2025, investors face new dynamics in the rental market. Short-term rentals can bring higher yields but face tighter regulations in major cities, while long-term rentals offer stability amid rising demand. We break down ROI, taxes, and financing tips to help investors choose the most profitable approach this year.

🧾 4. Refinancing for Investment: How to Grow Your Real Estate Portfolio

Blog Post:
Refinancing can be a powerful tool for investors looking to scale in 2025. By tapping into your home or rental property equity, you can fund new purchases, renovations, or debt consolidation. Learn how to use refinancing strategically, what lenders look for, and how RateShop helps investors access flexible multi-property financing.

📈 5. Rental Income Mortgage Qualification Rules Explained (2025 Edition)

Blog Post:
Understanding how lenders calculate rental income is key to qualifying for an investment mortgage in 2025. From using 50–80% of gross rent to factoring in lease agreements and expenses, each lender has unique guidelines. Learn the updated CMHC and conventional lender rules — and how to maximize your borrowing power as a Canadian investor.

Joey has been experienced as a mortgage deal administrator and sees the market and regulatory trajectory of the Canadian Real estate market. He brings over 5 years of experience in mortgage underwriting and lending helping RateShop clients understand their options better.

Joe Marker

Joey has been experienced as a mortgage deal administrator and sees the market and regulatory trajectory of the Canadian Real estate market. He brings over 5 years of experience in mortgage underwriting and lending helping RateShop clients understand their options better.

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